MSL Group diversifies to offer vehicle solutions

MSL Group Headquarters, Cheadle, Cheshire UKPRLog (Press Release) – Jul 28, 2011 – Managed in association with sister company MSL Vehicle Rental, the new offering branded MSL Vehicle Solutions includes short and long-term vehicle rental packages for small and medium-sized businesses and supports employee cash-for-car schemes.

MSL said the launch of the vehicle rental and management service was driven by the needs of businesses to control their costs and meet environmental targets by selecting vehicles with low emissions for company use.

MSL Head of Sales Richard Bewes explained: "We recognised that businesses were increasingly sourcing lower-emission vehicles to realise a number of benefits. These included greater tax breaks, lower running costs and or course, a reduced environmental impact - often a key component of a business's response to corporate social responsibility.”

"We are in a unique position within the Group whereby we can provide vehicle acquisition and disposal, manage depreciation, funding and ongoing repair and maintenance. This leaves business-owners free to focus on core activity."

Business and personal long-term vehicle rental is becoming one of the most common methods of vehicle financing for businesses and those employees who are eligible for company-run cash-for-car programmes.

MSL is able to provide a complete service for brokers due to having trading relationships with a broad range of manufacturers and dealerships, enabling it to source most types of low-emission vehicles. In addition, MSL is launching a fleet management service and offers a service delivery desk, offering help and advice for clients.

MSL’s claims handling services offers all aspects of the end-to-end claims process including first notification of loss, provision of hire cars where required and offering drivers and passengers personal injury claims assistance.

The launch of MSL Vehicle Solutions is part of a wider strategy at MSL, which aims to broaden the offering for brokers and their SME clients. MSL Group represents greater diversification of services complementing the existing MSL LE product range and extending the relationship with clients.

The company plans to launch new legal expenses produces and service products for brokers over the second half of the year.

More details are available at www.mslvehiclesolutions.co.uk  

Ends

Nigel Charlesworth, The Smart Agency
T. 0870 403 6499 M. 07964 900 861
E. Nigel@thesmartagency.co.uk

Notes to editors

MSL Group

MSL Group, includes MSL Legal Expenses Ltd (MSL LE) along with sister company MSL Vehicle Rental Ltd and trading style MSL Vehicle Solutions. LEI products are underwritten by Financial and Legal Insurance Company Ltd.

Formed in 1988, MSL LE is one of country’s longest established independently owned legal expenses insurance providers. The company offers a range of innovative and comprehensive legal expenses insurance products and services for the independent broker and insurance intermediary sector.

Group services and products are provided for independent brokers, insurers, networks, fleets and small and medium-sized businesses. The Group employs some 100 people regionally and from its headquarters in Cheadle, Cheshire.

MSL is authorised and regulated by the Financial Services Authority.
www.msl.co.uk, www.financialandlegal.co.uk

MSL LE products include:
•   Motor – full claims management, protecting victims of road traffic accidents;
•   Home/Family - assisting householders and their family members in the defence of their legal rights;
•   Business - a commercial policy for SME businesses, to cover the financial burden that a legal action can attract;
•   Landlord - to assist residential & commercial landlords when they become involved in property disputes, legal disputes, rent guarantee or debt recovery.
•   ID Theft Assistance – helping people restore credit for people who believe they have become the victim of identity theft.
•   UK & European Breakdown Assistance – European or national vehicle breakdown and recovery service.
•   Home Assist – emergency help 24 hours, 365 days’ access to qualified trades people to minimise damage to homes as a result of a emergency in the home.

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Get your Free Credit Report - Understand and Monitor your Free Credit Score

PRLog (Press Release) – Jul 28, 2011 – Your credit report lists a history of details on all your credit accounts. The information in your annual free credit report file is maintained by these consumer reporting companies and could be given in a report about you to a lender.

With that said, why would anyone care anyway? Big deal what's in your credit file. Right? Wrong. Remember that join charge account you had with your wife, or now should I say your ex-wife? Well maybe she never cut up her credit card and continues to use it like nobodys business. If you would check your free credit report, it would be in there.

And don't forget about identity theft. Is someone in Budapest opening up accounts in your name? Again, this information would be in your credit file.

Monitor your Free Credit Score Report - http://www.creditcardbankaccount.com/free-credit-report.html

If you plan on opening up new credit accounts later this year, like from a cellphone company, a new credit card or an auto loan, it is best to view your credit report before hand just so there are no surprises.

You also need to decide if you want to view all three credit reports at the same time or view one now and the others on a later date. The obvious advantage of ordering all three credit reports at the same time is that you will be able to compare them. Then you would have to hold off on requesting your credit reports again for another 12 months.

But if you only order one report today from either Equifax, Experian and TransUnion, you could request another report in four months. This way you can keep tabs on your credit report three times a year.

What's the difference between your free credit report and your free credit score?

Your annual free credit report lists the full detail on all your credit accounts. It tracks your past payments on all your loans and credit cards. Your credit report is different than your credit score. Your credit score is a number that ranges from 300 to 850.

Your credit score is used by a lender to help them determine whether you might qualify for a particular credit card, loan, or service. Most credit scores estimate the risk a company incurs by lending you money or providing them with a service. In other words, the likelihood that you would make your payments on time in the future. The higher your credit score, the less risk you represent to a lender.

The credit score you saw last year or even last week for that matter, was a snapshot of your credit file at that moment in time. Credit scores are fluid and can change anytime your credit report file is updated with new information.

You should always stay on top of your credit reports and credit score before you apply for any loans or credit card. Get your annual free credit report from any or all of the three major credit reporting agencies. You will also find excellent tools such as credit monitoring services to help you stay on top of your credit rating.

Get your Free Credit Score Report - http://ficofreecreditreport.info

Get your Free Credit Report, FICO Scores, and Free Identity Protection. Monitor your credit rating online.

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BFi OPTiLAS’ introduces NEW Active Laser Safe Window

PRLog (Press Release) – Jul 30, 2011 – With commonly used filter materials, complete laser safety is difficult to achieve due to the constantly increasing laser power and beam quality of modern disc and fibre lasers.  In most cases common laser safety windows do not reach the protection rating by the laser safety guidelines.

The new patented active cabinet window solves this problem in an ideal and easy way by integrating the implemented electronic into the safety circuit of the laser system.  In the event that a laser beam hits the window and a sufficient part of the radiation couples into the sensor in the window frame, the laser will be shut-down immediately before radiation leaks from the back side of the window. Incredibly this system is totally insensitive against scattered and process light.

This offers the user a complete, safety-certified system which is in accordance to mechanical engineering regulation.  When combined with active barrier systems a certifiable safety solution for industrial high power laser installations, in the wavelength range between 820-1100 nm, is now also available.

Highlights
•   Available in 2 standard dimensions: approx. 23“ x 35.5“ and 267mm x 390mm  (DIN A3)
•   Complete system with frame
•   Easy integration into safety circuits
•   CE Certified safety
•   Ideal for automated manufacturing cells
•   Typical switching time: 8ms
•   Wavelength range: 820 – 1080 nm
•   Stable and easy setup
•   9x larger area compared to mineral glass windows
•   Tested with 16kW fibre laser
Certification based on:

DIN EN 60825-4:2009-06 for the active wall module with window
DIN EN 207:2010-04: for the filter material P1P01
DIN EN 954-1 (Cat.4/SIL3) for the sensor LaserSpy®

BFi OPTiLAS an Acal plc Division is a pan-European technical distributor of specialist products for electronics and Photonics markets. BFi OPTiLAS focuses on niche technology products such as Optronic and Electronic Components.

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Bruce Greenstein, Tim Shaw Financial Services Group, presents asset protection strategies workshop

Bruce Greenstein, LUTC, of Tim Shaw Financial Services Group, Inc. will present an educational workshop entitled, “Protection for Life”. The program will expose perils to savings and offer credible safeguards against asset erosion.
PRLog (Press Release) – Jul 29, 2011 – Bruce Greenstein, LUTC, of Tim Shaw Financial Services Group, Inc. will present an educational workshop entitled, “Protection for Life” on Wednesday, August 3 and Thursday, August 11, 2011, at 5:00 p.m. at the Olive Garden Restaurant located at 12870 Cleveland Ave., Fort Myers, FL 33907. The program will expose hidden perils that can deplete retirement savings and threaten future living standards. Attendees will discover alternative asset protection strategies that provide credible safeguards against asset erosion from inflation, creditors, and higher taxes. Includes dinner. Reservations required at 239-210-6090. Space is limited.

Tim Shaw Financial Services Group is a wholly-owned subsidiary of Tim Shaw Insurance Group, Inc., a Florida licensed general agency serving Southwest Florida since 1974 with life, annuity, IRA, 401K, health, property, casualty and liability products. For more information, visit http://www.timshaw.com.

# # # DOLAN MARKETING SERVICES, INC.

Marketing, Advertising, Public Relations and Copywriting

Full service marketing company providing first-rate marketing, advertising, public relations, copywriting, branding, and website services to businesses.

Let us keep your business news in the media! Learn more about us at http://www.DolanMarketing.com/.

We have solutions to make it happen!

--- end ---
***@dolanmarketing.com

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High Growth Potential in Saudi Arabia Insurance Sector

PRLog (Press Release) – Jul 27, 2011 – According to our new research report, “Saudi Arabia Insurance Market Analysis”, Saudi Arabian insurance market has undergone a transitional phase over the past few years. Backed by factors, such as rising disposable income and strong economic performance, gross insurance premium reached to the mark of SAR 16.4 Billion (US$ 4.4 Billion) in 2010. There also exist other key growth areas, such as takaful insurance and bancassurance that will drive the market in future. Enforcement of compulsory health insurance system on citizens and expatriates will also act as a significant driver and it is expected that Saudi Arabian insurance premiums will grow at a CAGR of around 15% during 2011-2014.

We have found that aviation insurance sector in Saudi Arabia has crafted a niche for itself by occupying the position of one of the fastest general insurance businesses in the country. Though quite small, gross premiums in aviation insurance market posted YOY growth of around 75% in 2010. Further, it is expected to maintain the growth momentum in the coming years as the number of fleets continues to escalate in the country.

The report, “Saudi Arabia Insurance Market Analysis”, analyzes the overall Saudi Arabian insurance market in a prudent manner by providing an effective insight into the segments, such as health insurance, protection & saving insurance, and general insurance. Further, the report illustrates the sub-segments under the general insurance category. The report also gives significant description of the macro-economic factors present in the market and investigates their impact.

The report is an outcome of an extensive research and in-depth analysis of the Saudi Arabian insurance sector that provides reliable statistics and effective presentation. The forecasting sections in the report make use of suitable methods and proper base so that the outlook may seem more realistic. Last though not the least, the competitive landscape section deals with the private sector activities. Overall, the report is likely to facilitate clients and provide them with an insight of the Saudi Arabian insurance sector.

For FREE SAMPLE of this report visit: http://www.rncos.com/Report/IM301.htm

Check DISCOUNTED REPORTS on: http://www.rncos.com/promotion.htm

RNCOS specializes in Industry intelligence and creative solutions for contemporary business segments. Our professionals study and analyze the industry and its various components, with a comprehensive study of the changing market behavior. Our accuracy and data precision proves beneficial in terms of pricing and time management that assist the consultants in meeting their objectives in a cost-effective and timely manner.

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Yokohama taps BDO as retirement fund trustee

TIRE manufacturing firm Yokohama Tire Philippines, Inc. (YTPI) has selected BDO Unibank, Inc. (BDO) as trustee and investment manager of its employees' Defined Benefit Retirement Fund.
PRLog (Press Release) – Jul 26, 2011 – TIRE manufacturing firm Yokohama Tire Philippines, Inc. (YTPI) has selected BDO Unibank, Inc. (BDO) as trustee and investment manager of its employees' Defined Benefit Retirement Fund.
The retirement trust agreement between the parties was sealed in a signing ceremony recently held at the YTPI office in Clark Freeport Zone, Pampanga.
Present during the signing were (standing from left) YTPI accounting section manager Lorna Cervantes, BDO trust business development specialist Catherine Alvarado, BDO-institutional banking group (IBG) Japan Desk Charlene Gabasa, BDO trust business development officer, Bernadette Sevillano, BDO Clark-SEZ Centennial branch head Ric Datu(seated from left): YTPI AVP - administration division Angelina Casasola, YTPI corporate planning department head Marilou Peniano, YTPI EVP - administration division Tadaharu Yamamoto, YTPI outgoing EVP Tomohiro Yoneko, SVP- BDO trust and investments business development unit head Noel Andrada and BDO japan desk head Tsuguhisa Tanaka.
# # # CID, Inc. is a full-service communication agency in the Philippines.
We craft and engineer communication programs and campaigns to bring out and project the essence of an organization, an individual or a product.
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Buying Health Insurance After Healthcare Reform: Webinar

PRLog (Press Release) – Jul 25, 2011 – There is so much confusion on the horizon since the healthcare reform bill was signed into law.  Many are not sure if they will even have health insurance in the next 36 months.  With the growing number of medical bankruptcies, how will you know you will not be joining those ranks?

This is why Elite Benefits of America is putting on a webinar on July 28th at 10am CST about buying health insurance after healthcare reform.  "You may have already have a trusted advisor for your health insurance, and I appreciate that.  However, you may enjoy this call.  I will share with you some of my own insights on how to help prevent medical bankruptcy by insuring against it." Says Butch Zemar, Chief Sales Officer at Elite Benefits of America.

Medical bankruptcies are on a rise according to a Harvard University study*.  Updated in 2009, they indicated that 62% of bankruptcies are due to medical bankruptcies.  "The sad thing is that nearly three-quarters of  them had health insurance at the time of the onset*.  So was health insurance the real problem?" Zemar adds.  The study also mentioned that medical expenses reached an out-of-pocket of just under $14,000*.  This includes deductibles, co-pays and services not covered by insurance.  Yes, there are services not covered by insurance or you exceeded your inter nal limit of the policy - virtually every policy out there has limits.  This money can add up but I'm sure most, not all,  working Americans can manage that size of a bill if their health depended on it.

So what is the real cause that put these Americans over the edge to file medical bankruptcy?  If most of them had health insurance the out-of-pocket was manageable, then why so many bankruptcies?  This is why Elite Benefits of America is holding a webinar on just that.

"There are already little known things that can help you avoid medical bankruptcy.  It's important that you are on this call.  Space is limited", Zemar continues.  Those who are interested in in attending the webinar will need to go to http://www.EliteBenefits.net/Webinar Do not delay. You need to do this by July 26th in order to be let in on insights from the experts.  We will be sending the information out the day before the webinar.  

Bonus:  As an added bonus, for those who join us on the call will receive a copy of our "The Introduction to Buying Health Insurance After Healthcare Reform".  This report is a new release as of May 2011.  Make sure you attend to receive a copy.

*http://www.msnbc.msn.com/id/6895896/ns/business-personal ...

Elite Benefits of America are insurance Gurus to handle the details about insurance so business owners can focus on their passion. For more information please visit http://www.elitebenefits.net/

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Cargo Security Firm, TrakLok Corporation, Has Completed ISO 9001-2008 Continuous Assessment Audit

PRLog (Press Release) – Jul 27, 2011 – Knoxville, TN - In July of 2011, TrakLok completed their first Continuous Assessment Audit of ISO 9001:2008 Quality Management System (QMS) certification.  In October of 2010, TrakLok Corporation successfully completed their initial certification to the ISO process.   The audits were conducted by US-DQS Certification Company.

“The TrakLok Quality System process was developed to collect and analyze customer input in the design and production process,” said Tom Mann, TrakLok’s COO.  “Customer focus is the core of our continuous improvement process to maintain TrakLok as the premier Tracking and Security product in the Transportation Industry.”

TrakLok Corporation's "geolock" solution defines a new standard for cargo security and in-transit visibility. The GeoLok™ is a ruggedized locking device designed to take extreme abuse while insuring access control and cargo condition monitoring. The TrakLog™ web portal allows access to client information.. Because of its open architecture, the solution can be easily integrated with existing logistics software systems to provide seamless in-transit visibility.  TrakLok delivers value to all parts of the supply chain by improving both physical security and the efficiency with which intermodal cargo assets are managed.

For More information visit:

http://www.traklok.com/

http://www.traklok.com/news/press-releases/73-traklok-co ...

Media Contact

Eric Dobson (865) 927-4911

About TrakLok Corporation

TrakLok Corporation is commercializing products and services into the global shipping industry to revolutionize both cargo security and efficiency. The Company's products provide physical security and global visibility for highly mobile cargo and containers. Using physical security technologies, wireless communications, and wireless sensor networking, the combined GeoLok™ and TrakLog™ solution provides lock-tight security with total asset visibility for high value and high interest shipments throughout the world. The company was founded in 2008 and is headquartered in Knoxville, Tennessee.

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SalesGuard to tour country in a campaign intended to assist local businesses

PRLog (Press Release) – Jul 25, 2011 – SalesGuard to play a role in helping economically challenged businesses by speaking about the various trials and tribulations local enterprises face throughout the country. SalesGuard, and specifically Executive VP David Allen, have teamed up with a nationally recognized publicity firm, to help in this initiative. SalesGuard spokesperson David Allen will tour the country and speak in radio interviews, TV spots, magazine interviews, podcasts and more.

SalesGuard will be scheduling guest spots on local, regional, and national syndications. David Allen will be participating in various round table discussions in which he will add his and SalesGuard’s unique perspective and experience to the topic of the day. Everything from local business concerns to rising unemployment, from mortgage rates to new business insurance regulations.

With SalesGuard you have access to cash within 48 hours upon a request. There is no monthly premium, cost, obligation or commitment and there are no upfront fees.  The process is simple and you also get BillGuard, the first and only bill payment service that pays your bills when you can't.

SalesGuard coverage can range up to $250,000 for any business and your coverage is not secured with any assets or collateral. A proven business track record is all that is required to determine the amount of coverage. SalesGuard also does not appear on your credit report so it will have no impact on your debt to income ratios or your ability to apply for any financing needs you may have.  What’s also great is that the use of SalesGuard reports positively to the credit bureaus which helps build your valuable business credit.

95% of all business owners who apply qualify for SalesGuard. SalesGuard is based on your business credit card sales; therefore, your personal credit plays almost no role. There are no restrictions on how you can use the money received from your SalesGuard Coverage. Owning a business can be challenging and rewarding, having SalesGuard makes it easier. It’s no surprise that SalesGuard has been voted #1 in business coverage. All businesses need the peace of mind you get by having SalesGuard.  Apply directly by going to www.SalesGuard.com to get approved in less than 48 hours…..and don’t worry they got you covered!

If you'd like more information about SalesGuard to secure your business, if you’re a journalist, or if you are interested in booking David Allen for a media event please visit http://www.SalesGuard.com or call (888) 838 – 1717, or e-mail social@SalesGuard.com.

SalesGuard is the coverage you need to secure your business; it is cash protection available anytime. SalesGuard is not insurance so there is no monthly premium obligation or commitment. Protect your business by having access to cash when you need it.

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SafeAuto Insurance Holds Myrtle Beach Auditions for Do the Jingle Contest

PRLog (Press Release) – Jul 26, 2011 – Columbus, OH, July 26, 2011 -- SafeAuto Insurance, a Columbus, Ohio auto insurance carrier, will be holding auditions for the 2012 edition of its annual “Do the Jingle” contest. Myrtle Beach, SC will be the second stop for the SafeAuto team, who are visiting seven different cities this year in search of this year’s most entertaining musician or performer. The grand prize winner will receive a cash prize of $5,000.00 and a featured role in a SafeAuto television commercial.

Auditions will be held in Myrtle Beach from 8:00 am to 5:00 pm on August 3rd and 4th, 2011, at the Fairfield Inn Broadway At The Beach, 1350 Oleander Drive. Interested musicians and performers are requested to set up an audition time through Jason Parks at (614) 944-7306 or jason.parks@safeauto.com.

With the popularity of SafeAuto’s well-known jingle(which can be heard at dothejingle.com) , the contest has been a great success for the past three years. The “Do the Jingle” contest allows entrants to create their own renditions of the jingle, which SafeAuto will film and post on the company’s Do The Jingle website and its YouTube page (http://www.youtube.com/user/LegalForLess). Starting January 02, 2012, fans can vote for their favorite entries on the SafeAuto Do the Jingle website (http://www.safeauto.com/dothejingle/) until the end of February 2012. For official rules, visit:
http://www.safeauto.com/dothejingle/rules

“SafeAuto is thrilled to announce our 4th annual Do the Jingle Contest.  This has become a major digital event as each year more people get caught up in the fun.  Last year we had over one million votes to find our winner,” said President Jon Diamond. “SafeAuto is looking forward to meeting the best musicians in Myrtle Beach, and potentially seeing them in an upcoming commercial campaign.” 
Last year’s contest brought many entries, with The Church Band from Chicago coming out on top with 239,474 votes. This year’s winning contestant will also be awarded $5,000.00 and a role in a SafeAuto commercial.

Please contact Jason Parks at (614) 944-7306 or jason.parks@safeauto.com for further details and appointment scheduling.

About SafeAuto
SafeAuto Insurance Company is a Property and Casualty Insurance Company based in Columbus, OH. Today, the company provides the state required minimum car insurance coverage to drivers in 16 states including Ohio, Indiana, Kentucky, Georgia, Pennsylvania, South Carolina, Tennessee, Louisiana, Mississippi, Illinois, Missouri, Arizona, Oklahoma, Texas, Virginia, and Kansas. A direct-to-consumer auto insurance company, the mission of SafeAuto Insurance is to “keep you legal for less” – helping motorists obtain high quality yet inexpensive coverage.  For more information and for car insurance quotes, visit www.SafeAuto.com.

SOCIAL MEDIA:
Facebook: http : // www . facebook . com/SafeAutoInsuranceCompany
Twitter: http : // www . twitter . com/safeauto
YouTube: http : // www . youtube . com/legalforless
Play It Safe Blog: http: // www . safeauto . com/blog

Contact :
Jason Parks
SafeAuto Insurance Company  
4 Easton, Oval,
Columbus, Ohio 43219
614-944-7306
jason.parks@safeauto.com
http://www.SafeAuto.com

Business Services, news received and mail to some website. my main Business this job. site Business system services.

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McCusker & Company Retains Howe Consulting for Cell Phone Warranty Technology Expertise

PRLog (Press Release) – Jul 26, 2011 – LEAWOOD, Kan. – McCusker & Company, a leading nationwide provider of warranty protection solutions for the commercial and consumer electronics industry, today announced a significant addition to its team. The company has retained Howe Consulting to provide senior technology expertise as the firm expands its cell phone warranty program market share.

“Rob Howe will be adding significant technology expertise as we aggressively grow our cell phone warranty program nationwide,” said McCusker & Company President Will L. McCusker. “We are very excited about having his firm on our team.”

McCusker & Company has engaged Howe Consulting to provide key product sourcing and important product research.

“Ongoing technology sourcing and market research capabilities are very important to the future expansion of our cell phone warranty program,” McCusker said. “It is a top priority for our firm and I wanted to engage the top technology expert for the job.”

Rob Howe of Howe Consulting was a Senior Executive in the Personal Computer and Consumer Electronics industries. He has held top-level positions at Dell, AT&T, NEC, CompUSA and he has been in the forefront of technology innovation for his entire career. He now heads Howe Consulting, a firm dedicated to assisting technology manufacturers, distributors and retailers to optimize all aspects of their businesses.

McCusker & Company is a leading provider of extended warranty services for a number of consumer technology products including cell phones, smart phones, LED lighting and other high-technology products. For more information about their products and services, please check out their website at http://www.mccuskerco.com.

About McCusker & Company

McCusker & Company is an extended warranty consulting firm founded by industry experts and is headquartered in Kansas with an office in Texas. Its international division, known as McCusker & Company of the Caribbean, has an office in San Juan, Puerto Rico.

It specializes in the extended warranty service contract industry providing consulting, extended warranty programs, service programs, management and support for your warranty call center and on-site service needs. McCusker & Company also functions as litigation consulting experts on complex litigation projects, technology sales, and arbitration and industry disputes.

The firm also founded and developed WarrantyKits.com and WarrantyGiftCard.com. For more information call 800-734-0819.

-30-

Media Contact:
Will McCusker
McCusker & Company
Phone: 800-734-0819

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Rbi Premium Contracts With One Asia Group

PRLog (Press Release) – Jul 25, 2011 – Rbi Premium is pleased to announce it has contracted with One Asia Group.

Working with the Rbi Premium team, One Asia Group will providing management advisory assistance for the group’s back and middle office functions including distribution and membership management.

One Asia Group is incorporated in Hong Kong and Indonesia to provide economic and asset management solutions to governments and private entities and to enhance international trade globally.

One Asia Group provides solutions for:

•Government to Government advisory services
•Management Advisory Services
•Procurement
•Financial Solutions
•Retail
•Commodities

One Asia Group website can be found at: http://www.one-asia.biz/

Rbi Premium is a new industry-relevant company created by financial service industry experts with more than 60 years combined industry experience in medical, travel, general and life insurance sectors across Europe, Africa and Asia.

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Confused.com reveal drivers are only swayed by price in the hunt for the best car insurance deals

PRLog (Press Release) – Jul 27, 2011 – Confused.com's latest survey has found that consumers use price-comparison sites purely because they help slash insurance bills with the minimum of hassle.

More than half of the survey's 2,600 respondents said that special offers such as cashback or vouchers had absolutely no bearing on their decision to use a comparison site. A further 40 per cent said the only kind of marketing incentive that would appeal to them was some form of discount on their premiums.

Head of car insurance (http://www.confused.com/ ) at Confused.com, Gareth Kloet, said: "When it comes to car insurance, consumers aren't necessarily loyal, so price is key. That's why using a price comparison site is so important, it gives drivers the opportunity to compare not only price but a range of features. So you can either opt for the cheapest or the best value for money. With Confused.com, the price you see is the price you pay."

When it came to choosing an insurer, three-quarters of consumers said the only thing that would cause them to switch providers was a cheaper price.  Around 15 per cent said they would move to a new company purely because it was a trusted brand, while just 9 per cent said they would switch if the new insurer offered extras such as free breakdown cover.

Unsurprisingly, price was the number one reason respondents gave for using price-comparison sites – more than 90 per cent cited this as a major factor in using these services, and 40 per cent also said they appreciated the fact the sites saved them so much time in their search for the best value cover.
About Confused.com (http://www.confused.com/ ):
Confused.com was the UK's first price comparison site for car insurance. Confused.com is one of the biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include electricity prices, home insurance (http://www.confused.com/home-insurance ), travel insurance, van insurance, breakdown cover and to compare utilities, as well as financial services products including credit cards, loans, mortgages and life insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com's service is based on the most up-to-date information provided by UK suppliers and industry regulators.

Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

PR contact:
Helen Beckett
Friary House
Greyfriars Road
Cardiff
CF10 3AE
029 2043 4382
www.confused.com

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Fiesta Auto Insurance Celebrates Company Success at Second Annual National Conference

PRLog (Press Release) – Jul 26, 2011 – Celebrating the success and growth of Fiesta Auto Insurance during 2010, more than 50 franchise owners, company corporate executives and vendors recently joined together at the Shorebreak Hotel in Huntington Beach, Calif. to participate in the company’s second annual national conference.

The two-day conference focused on the company’s remarkable growth during the past year and vision for the year to come. Corporate executives took turns leading informative presentations on effective business strategies and best practices for Fiesta franchise owners to implement in their local markets across the nation.

“Every one of our franchisees play an integral role in the success of Fiesta Auto Insurance,” said John Rost, Founder and President of Fiesta Auto Insurance, which began franchising in 2006 and now boasts more than 105 locations throughout the United States. “It was great having our franchise owners together, sharing best practices that help make Fiesta Auto Insurance the success it is today. With everyone together, this was a great opportunity for us to recognize the efforts of our franchisees this past year, while looking forward to continued growth of the brand.”

Celebrating the success of its franchise system at the conference, Fiesta Auto Insurance presented its top franchisees in the system with Bronze, Silver, Platinum and Diamond Awards. Franchise owners Javier Garcia and Frank Magana were awarded with the highest honor, receiving the Diamond Award for reaching more than $2.5 million in sales in less than five years. In addition, the company raffled off three free franchises to three lucky franchisees. This was also the first year that awards were presented for the tax side of the business.

“The strong leadership of each franchise owner and their drive to provide customers with the best in both insurance and tax preparation is a true testament to the strength and success of our franchise system,” added Rost. “We are honored to have so many great business leaders and look forward to the accomplishments and successes we are sure to see from them in the years to come.”

The franchise opportunity is available to individuals who want to start a new “dual” business, or existing independent operators who are interested in converting to Fiesta Auto Insurance, giving them lower operating costs with more access to nationwide carriers as well as name brand recognition and a proven business model. With an initial franchise fee of $10,000 and total suggested capital ranging between $30,000 and $50,000, the Fiesta Auto Insurance franchise opportunity provides investors with a low-cost, low-overhead, franchise investment. The company provides the necessary support tools for its franchisees, including marketing, ongoing training and financial reporting.

As part of a company renowned for its strong reputation throughout the insurance industry, Fiesta Auto Insurance franchisees benefit from favorable carrier relationships and higher commissions. The brand’s colorful logo, featuring its animated bird mascot, Max, has helped establish widespread consumer awareness.

Beyond auto insurance, Fiesta offers insurance services for watercrafts, motorcycles, homeowners, rentals, condos, apartments, tenant-occupied property, commercial auto, commercial property, commercial general liability, Mexico insurance and special-event coverage. On the tax side it provides all tax services normally provided by its major tax industry competitors.

For more information, visit www.fiestainsurance.com.

About Fiesta Auto Insurance
Fiesta Auto Insurance is the nation’s only insurance and tax preparation services franchise with more than 105 locations open throughout the nation. Specializing in insurance and tax preparation, Fiesta Auto Insurance is a one-stop-shop for customers interested in personal insurance policies and tax preparation. In addition, customers can also receive accounting and bookkeeping services, motor vehicle registration services, travel services, wireless services and instant wire money transfers. For more information on Fiesta Auto Insurance, please visit: www.fiestainsurance.com, www.fiestatax.com or for franchising information: www.fiestafranchise.com.

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Over 96% of Customers Would Recommend TSC>Direct Auto Insurance to a Friend

PRLog (Press Release) – Jul 25, 2011 – Jericho, NY – August 19, 2010 – TSC>Direct, a New York auto insurance company recently completed a customer satisfaction survey of 1,418 of its policyholders.
The survey found that 96.3% of TSC>Direct policyholders answered, “yes” to the question, “would you recommend TSC>Direct to others?” Customers were also asked to rate their satisfaction with their communications with TSC>Direct customer service department. Over 52% found communication to be “excellent,” while only 2% answered “unsatisfactory” or “poor.”

“The idea behind conducting the survey was to connect with our policyholders and get a feel of where we stand in terms of service, interaction and efficiency,” says Parik Majumder, Operations Manager for TSC>Direct, “We are proud of the positive response and also taking this opportunity to address concerns and make positive changes aimed at improving the ease of doing business with TSC>Direct.”

At the end of the survey, policyholders were given the chance to provide anonymous comments. Among these comments were, “It has been my pleasure to be a customer. Everything I have ever needed was taken of in the most prompt manner. The customer service reps are exceptional, friendly and most helpful,” and “TSC Direct has one of the lowest rates in New York. They are great with communicating with their customers. They also respond on a timely fashion. Would like TSC Direct to expand their coverage to other states so they can benefit from the great savings.”

About TSC>Direct
TSC>Direct is a registered trademark of Tri-State Consumer Insurance Company, Jericho, NY. TSC>Direct was incorporated as Tri-State Consumer Insurance in 1982. Their goal then, as it is today, is to offer the lowest rates in auto insurance to safe drivers in the New York City metropolitan area. Find them at http://www.tscinsurance.com/

Contact:
Tri-State Consumer Insurance Company
516-681-9400
575 Jericho Turnpike
Jericho NY 11753

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Connecticut Lawyer Recently Inducted into the National Academy of Best Selling Authors

Richard P. Hastings, a personal injury lawyer from Ridgefield, CT, has been inducted into the National Academy of Best Selling Authors
PRLog (Press Release) – Jul 25, 2011 – Richard P. Hastings, a personal injury lawyer with the Ridgefield, CT based firm of Hastings, Cohan & Walsh, LLP was recently inducted into the National Academy of Best Selling Authors in recognition of his co-authored best-selling book “A Wolf in Sheep’s Clothing: What Your Insurance Company Doesn’t Want You to Know and Won’t Tell You Until It’s Too Late.”
The book went to number one on amazon.com on its launch date in the insurance category. Attorney Hastings stated: “It was a great honor to be able to contribute to this work with so many well regarded lawyers across the country. The book will help injured victims in educating them about what they can expect if they choose to deal with insurance companies without the assistance of a lawyer.”
Attorney Hastings has written eight other books, has published over 125 articles on a variety of medical malpractice and personal injury topics and is a syndicated legal columnist. He has been named a Connecticut and New England Super Lawyer, is AV rated by Martindale Hubbell, is listed in the Bar Registry of Preeminent Lawyers, is a member of the Million Dollar Advocates and is rated Superb (10/10) by Avvo an online consumer legal rating service.
Mr. Hastings concentrates his practice in the area of personal injury law. The firm is located at 440 Main Street in Ridgefield and has nine other office locations throughout the state. He can be reached at 1(888)CTLAW-00, and at www.hcwlaw.com.
# # # Hastings, Cohan & Walsh, LLP is one of Ridgefield’s largest law firms. Our attorneys have collectively lived in Ridgefield for over 100 years and have been practicing law for over 70 years. The firm encourages continuing professional development and the attorneys participate in civil affairs, professional association activities and continuing legal education programs. As a complement to its abilities, the firm receives numerous referrals from other attorneys both locally and nationally to act as lead counsel in a variety of cases. The firm also has contacts with a large number of some of the best lawyers throughout the country for cases involving serious injury, wrongful death or medical malpractice. We would be able to properly assist you for any of these cases located outside of Connecticut.
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Retirement Expert Jack Phelps Warns Readers of Importance of Protecting Yourself in a Catastrophe

Jack Phelps, TheRetirementCoach.comPRLog (Press Release) – Jul 26, 2011 – Jack Phelps, founder of The Relaxing Retirement Coach, a Retirement Coaching company, recently published an article on his website (http://www.theretirementcoach.com) outlining a scenario in which a reader is involved in an auto accident and is determined to be 100% at-fault for damages. The article, titled “What Is Your Plan If…” alerts readers of the importance of protecting yourself in the event of an unforeseen financial catastrophe.  

Jack Phelps writes, “In this scenario, unfortunately, you’re going to be at the wrong end of a very expensive lawsuit. You can expect that within a few weeks, you will be summoned by an aggressive attorney requesting, among other things, a listing of all your income and assets.”

The Relaxing Retirement Coach, Inc. provides their members with the ‘missing structure’ they need to make a seamless and relaxing transition to their retirement years so they can confidently do everything they want to do without worrying about money.  Their Relaxing Retirement Coaching Program™ provides members with a personalized, one-on-one retirement coaching relationship with constant attention to each and every detail necessary for them to consistently enjoy a relaxing retirement experience.

The entire article can be found at http://www.theretirementcoach.com/articles/what-is-your- ...

To learn more about The Relaxing Retirement Coach, Inc., please visit http://www.theretirementcoach.com

About Jack Phelps
Prior to developing The Relaxing Retirement Coaching Program™ back in 1994, Jack spent five years as a registered representative with Prudential Financial Services. In 1992, he received his Chartered Financial Consultant designation from The American College in Bryn Mawr, Pennsylvania. In 1989, Jack graduated from Holy Cross College in Worcester, Massachusetts with a B.A. in Economics.

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SalesDialers.com – SalesDialers.com Announces Integration with Quote Burst

PRLog (Press Release) – Jul 27, 2011 – SalesDialers.com is proud to announce its integration with Quote Burst. Quote Burst is a lead management company that offers real-time internet leads and quotes to its clients. The automatic e-mail system through Quote Burst will send out insurance information for prospective clients instantaneously. The integration between both companies makes certain that agents will respond quickly to a lead, thus closing the sale more effectively and efficiently.

Quote Burst offers three unique solutions, Dynamo, Typhoon, and FlashBack. Dynamo gives agents the ability to produce automatic quotes in bulk with a few clicks of the mouse, Typhoon gives agents the ability to provide quotes without being in the office, and FlashBack will allow agents to find and reprint old quotes by searching with the date, product type, etc. By offering three different solutions this allows for agents to choose what options works the best for them so that they can reach out to more customers and be more productive.

SalesDialers.com comes into play by providing the power dialer that will allow for agents to dial the hot leads as soon as they “drip” into a campaign. This is done through their quad-line power dialer they provide to their clients. Their solution allows for their clients to dial anywhere from 250-400 live calls per hour. They are able to do this by filtering through the busy numbers, the disconnected numbers, and the no answers. Another feature, out of many, that is offered within their solution is the FTC Abandonment Meter. This meter ensures that all calls that are made fall within the FTC rules and regulations so that clients will not get “hit” with fees from the Federal Trade Commission.

“Staying current with what will generate more sales for agents is one of the many things that we have to do to make our clients happy.” Stated CEO and Owner of SalesDialers.com, Gary Prado, “This integration is definitely going to benefit our current and future customers; it will help them manage their leads more economically.”

For more information about Quote Burst, you can visit their website at http://www.quoteburst.com or contact them at 800.527.9395, and for more information about SalesDialers.com, you can visit their website at http://www.salesdialers.com or contact them at 800.662.4009.

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Un problema mecánico aparta al piloto AMV Marc Coma del podio de la Baja-España Aragón

PRLog (Press Release) – Jul 26, 2011 – La XXVIII edición de la Baja-España Aragón ha terminado antes de lo previsto para el piloto de la compañía de seguros AMV Marc Coma. A pesar de tratarse de una prueba en la que, tanto él, como su equipo, no tenían mucha experiencia, lideraba la clasificación a falta de muy pocos kilómetros para concluir la prueba.

No ha podido ser. El piloto AMV Marc Coma ha sufrido un problema mecánico en su KTM 530 EXC justo cuando estaba en la recta final de la Baja-España Aragón (a 80 km) y con el podio en su punto de mira. Ha sido entonces cuando su moto ha dicho basta. Pero ni esa situación, ha hecho cambiar el rostro del piloto de la eterna sonrisa, que a pesar de haber alisado una buena actuación, no ha tenido la oportunidad de poder concluir la prueba.

El rally, mucho más explosivo a los que está acostumbrado el de Avía, había comenzado con buenas expectativas para el piloto AMV, finalizando segundo en la etapa prólogo del viernes. En la jornada de ayer, Coma ya se situó líder, a pesar de sufrir un problema con el cambio de su moto. Y en la tercera etapa de hoy, y tras comandar la clasificación durante la primera especial, y gran parte de la segunda, el piloto AMV se ha visto obligado a retirarse, quedándose fuera del podio después de los éxitos en Abu Dhabi y Cerdeña.

Marc Coma, piloto AMV:
"Ha sido una lástima. Parecía que lo teníamos controlado ya que habíamos realizado una buena progresión a lo largo de los dos días pero un problema mecánico nos ha apartado del podio final. El rally en si no tenía mucho secreto pero al no ser una prueba en la que tengamos mucha experiencia, dadas las características de la misma, partíamos un poco a la expectativa y sin ninguna referencia. La etapa prólogo, un mero trámite para salir bien en la primera etapa, nos sirvió para poder salir delante y seguir el ritmo de los pilotos con más experiencia en este tipo de pruebas. Ayer, el problema mecánico con el cambio de la moto nos obligó a ser más cautos en la recta final de la etapa aunque lo que no esperábamos es que hoy, otro problema mecánico nos obligara a abandonar la prueba, justo cuando íbamos con muy buen ritmo y tras haber sido muy consistentes a lo largo de la jornada. Todo mi equipo tiene mucha experiencia en rallys raids, con lo cual, este tipo de pruebas son muy diferentes a las que estamos acostumbrados. Estaría más satisfecho habiendo terminado en el podio pero de este tipo de experiencias, se aprende, y mucho. Mi próxima prueba será, probablemente, en Austria a principios de agosto, para poder preparar el Rally de los Faraones".

La aseguradora de motos AMV ofrece además de los mejores seguros de moto, el seguro para vehiculo historico. Visita la web e infórmate sobre los precios que ofrece la compañía de seguros de motos más motera de España.   http://www.amv.es/

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Company assists homeownwer's in need

Latest NewsSubmit Press ReleasePR HomeLatest NewsBy DateFeedsAlertsSubmit Free Press ReleaseReporter AccountWe perform all phases of construction as it relates to residential insurance claims.
PRLog (Press Release) – Jul 26, 2011 – American National Insurance Construction, an insurance reconstruction company, assists policyholders in the process of recovering from property damage due to an insurable event (mostly wind, hail, fire and flood).
Our clients often find themselves bewildered by the insurance claims process; furthermore, many policy holders may not even be aware that their property has suffered an insurable loss (latent damage).  We provide a full service approach to damage recovery that includes:  detailed property survey of damage, insurance policy review and recommendation in relation to the claim, assistance in properly making the claim, adjuster representation, negotiation of the claim to ensure fairness, reconstruction of damaged property, and proper closing of the claim to ensure that the policyholder is covered on any future losses.  While the policyholder could hire existing businesses to handle some of these services separately, by taking an integrated approach we remove the burden completely from the client and provide a front-to-back solution to the damage suffered.  Shel St. Clair
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***@anic-online.com American National Insurance Construction

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Car Insurance Rates Establishes Eco Friendly Auto Section

PRLog (Press Release) – Jul 26, 2011 – CarInsuranceRates.com, the go-to online destination for free quotes on auto insurance from multiple providers, has created a new forum devoted solely to the topic of how buying a “green,” also known as a  hybrid or electric vehicle, impacts car insurance rates in the experience of visitors. The forum invites visitors to write about the effect buying an eco-friendly auto had on their monthly premiums.

“The response to our informal poll/survey has been overwhelming. In all of our discussion forums, this is by far the most popular subject. We’ve received hundreds of responses from visitors describing the full gamut of experiences with green vehicles and auto insurance premiums. Some visitors say their rates dropped drastically, while others report substantial increases. The diversity of experiences is interesting to see,” said CIRS spokesman Nathan Ackerman.

Because the concept of “green” vehicles is still fairly novel, the existing research is inconclusive as to how car insurance rates will respond to the purchase of such a vehicle. According to visitors’ posts, some carriers drop the rates for drivers who go green because policyholders who do so tend to be safer drivers in general. On the other hand, green vehicles also often contain complex engines and parts that are expensive to repair when a loss occurs, which could result in rate hikes.

“What our latest discussion forum shows is that the jury is still very much out on how going green will affect drivers’ insurance rates. Until further studies can be done, policyholders interested in buying an eco-friendly vehicle should consult with their agent or other insurance representative before doing so to determine exactly how the vehicle change will alter rates,” advised Mr. Ackerman.

For more information, please visit: http://www.carinsurancerates.com or call (888) 426-1093.

CarInsuranceRates.com is a full service quote website providing car insurance quotes since 1997. We have also built a large archive of car insurance articles, tips, and expert advice.

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Chattanooga Homes Builder Pratt Awarded Customer Service Award

Professional Warranty Service Corporation’s Summit Award To Pratt and Associates
PRLog (Press Release) – Jul 25, 2011 – On July 19th 2011, Pratt and Associates, LLC was awarded the prestigious Summit Award for Outstanding Customer Service and Buyer Satisfaction from Professional Warranty Corporation (PWC). Presenting the award to Pratt and Associates and it's dedicated staff of professionals was Roger Langford, Regional Director of Sales, and Ben Harwell, VP of Sales and Marketing, for PWC.

“The Summit Award is presented to those companies that have demonstrated the highest level of customer satisfaction over time,” says Langford, “and Pratt unquestionably meets that standard. Since 2007, Pratt and Associates has enrolled nearly 300 homes in our program, we have heard from less than 1% of their homebuyers. This outstanding ability to satisfy is prevalent throughout the entire company.” Pratt is the first Tennessee based company to receive this award from PWC.

PWC is a ten-year insured warranty program that is provided on all Pratt homes. The PWC program is insured by Steadfast, a member company of Zurich NA, an A.M. Best A+ rated insurance carrier.

The insured warranty program provides the basis for establishing the buyer-builder relationship by stating performance standards for warranty work, if necessary, during the first two years after closing and is insured for the buyer that the work will be completed to the level of the stated performance standards. The insurer assumes the builder’s liability for the structure during years three through ten. Low cost binding arbitration is available throughout the ten-year term of the warranty to resolve any disputes under the warranty.

# # # Having developed over 30 new home communities in Chattanooga, TN., Nashville, TN., Knoxville, TN., Savannah, GA., and Tunica, MS., Pratt & Associates has been recognized as one of the elite home builders in the southeast. For more information on Pratt Home Builders visit them at http://www.prattliving.com
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SafeAuto Insurance Holds Philadelphia Auditions for Do the Jingle Contest

PRLog (Press Release) – Jul 26, 2011 – Columbus, OH, SafeAuto Insurance, a Columbus, Ohio auto insurance carrier, will be holding auditions for the 2012 edition of its annual “Do the Jingle” contest. Philadelphia will be the third stop for the SafeAuto team, who are visiting seven different cities this year in search of this year’s most entertaining musician or performer. The grand prize winner will receive a cash prize of $5,000.00 and a featured role in a SafeAuto television commercial.

Auditions will be held in Philadelphia from 8:00 am to 5:00 pm, August 5-7, 2011, at the Aloft Philadelphia Airport Hotel, 4301 Island Avenue. Interested musicians and performers are requested to set up an audition time through Jason Parks at (614) 944-7306 or jason.parks@safeauto.com.

With the popularity of SafeAuto’s well-known jingle (which can be heard at dothejingle.com) , the contest has been a great success for the past three years. The “Do the Jingle” contest allows entrants to create their own renditions of the jingle, which SafeAuto will film and post on the company’s Do The Jingle website and its YouTube page (http://www.youtube.com/user/LegalForLess). Starting January 02, 2012, fans can vote for their favorite entries on the SafeAuto Do the Jingle website (http://www.safeauto.com/dothejingle/) until the end of February 2012. For official rules, visit: http://www.safeauto.com/dothejingle/rules

“SafeAuto is thrilled to announce our 4th annual Do the Jingle Contest.  This has become a major digital event as each year more people get caught up in the fun.  Last year we had over one million votes to find our winner,” said President Jon Diamond. “SafeAuto is looking forward to meeting the best musicians in Philadelphia, and potentially seeing them in a SafeAuto commercial.”

Last year’s contest brought many entries, with The Church Band from Chicago coming out on top with 239,474 votes. This year’s winning contestant will also be awarded $5,000.00 and a role in a SafeAuto commercial.

Please contact Jason Parks at (614) 944-7306 or jason.parks@safeauto.com for further details and appointment scheduling.

About SafeAuto:
SafeAuto Insurance Company is a Property and Casualty Insurance Company based in Columbus, OH. Today, the company provides the state required minimum car insurance coverage to drivers in 16 states including Ohio, Indiana, Kentucky, Georgia, Pennsylvania, South Carolina, Tennessee, Louisiana, Mississippi, Illinois, Missouri, Arizona, Oklahoma, Texas, Virginia, and Kansas. A direct-to-consumer auto insurance company, the mission of SafeAuto Insurance is to “keep you legal for less” – helping motorists obtain high quality yet inexpensive coverage.  For more information and for car insurance quotes, visit www.SafeAuto.com.

SOCIAL MEDIA:
Facebook: http://www.facebook.com/SafeAutoInsuranceCompany
Twitter: http://www.twitter.com/safeauto
YouTube: http://www.youtube.com/legalforless
Play It Safe Blog: http://www.safeauto.com/blog

Contact:
John Hargrave
Safe Auto
4 Easton Oval
Columbus, OH 43219
614-456-2940
jhargrave@zug.com
http://www.SafeAuto.com

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REX-UNC and WakeMed Convene Wake County School Health Meeting

PRLog (Press Release) – Jul 25, 2011 – The issue of health care has been a hot topic in the political arena this year, and for Wake County teens, the issue is just as salient. Last Wednesday, July 20th , Rex-UNC Health Care, WakeMed Health & Hospitals, and the North Carolina School Community Health Alliance partnered with Youth Empowered Solutions (YES!) to convene a meeting of school board members, medical providers and Wake County students to discuss how the establishment of a school-based health center may increase access to vital mental and physical health services and address the needs of the over 16,000 uninsured youth in Wake County.

“This meeting was important to have right now when so many teens in Wake County are
not getting the health care they need and deserve,” says YES! youth staff Dynasty
Winters. “We need to get away from the idea that health and education are two separate
areas. How do we expect students to learn if they are not healthy and in their seats?”

The youth’s passion for the idea was reciprocated by the positive response of those who
attended the convening. “It is impressive to hear Wake County teens who have actually
researched the topic and talked with their peers about the importance of health care
services,” said Steve Shore, Executive Director of the North Carolina Pediatric Society.
With the recent closing of Wake Teen Medical Services, a center that provided primary
care to the students who need it the most, is needed now more than ever.

According to YES! Program Director Parrish Ravelli, a school-based health center can
provide annual wellness checks, vaccinations, and support the management of chronic
illness. Ravelli, who also works closely with the National Assembly of School Based
Heath Centers says, “We know that the model of school-based care bridges the gap
between the health and educational community and addresses the needs of the whole
child, allowing them to reach the fullest potential.”

The issue of sustainability was a major talking point at the meeting. Presenters noted that federal funding is a possibility for the construction/staffing of the center. Medical
providers such as Rex-UNC Health Care, WakeMed Health & Hospitals, and Wake
Health Services, a federal-qualified community health center all have a stake and interest in contributing to the long-term success of this center.

According to providers from the North Carolina Academy of Family Physicians,
adolescents are among the most medically underserved populations.
Considering that a school nurse is only available once or twice a week in most Wake
County schools, Wake County students have cause for concern. In fact, the Wake County
student to nurse ratio is an astonishing 1:2100 while the Centers for Disease Control and Prevention recommended level is 1:750.

Yet ratios aren’t the only need that a school-based health center can fill. The 50 other
school-based and school-linked health centers in North Carolina are known to provide
comprehensive education, vaccinations, and treatment related to mental health, injury and various chronic and acute illnesses, and for many are the medical home they wouldn’t have otherwise.

The result is higher school attendance, lower emergency room visits, and added support
for uninsured youth. Moreover, these on-campus services are developed based on the
needs of each individual community, benefitting everyone.

Moving forward the attendees will continue to meet regularly as the Wake School-Based
Health Center Task Force. For questions about participation in the Task Force, please
contact Parrish Ravelli at Parrish@youthempoweredsolutions.org .

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Retirement Expert Jack Phelps Helps Retirees Examine The Necessity Of Long Term Care Insurance

Jack Phelps, TheRetirementCoach.comPRLog (Press Release) – Jul 22, 2011 – Jack Phelps, founder of The Relaxing Retirement Coach, a Retirement Coaching company, recently published an article on his website (http://www.theretirementcoach.com) helping retirees to determine whether or not long term care insurance is a necessary expenditure. The article, titled “What You Must Think About BEFORE Thinking About Long Term Care Insurance, Part Two” is the second in a series designed to help retirees evaluate their financial situation and determine whether or not to consider purchasing long term care insurance.

Jack Phelps writes, “Earlier this month, we identified what everyone must think about way before ever thinking about long term care insurance.  Now, let’s move on to the second critical thought process that must take place before you enter the long term care discussion.”

The Relaxing Retirement Coach, Inc. provides their members with the ‘missing structure’ they need to make a seamless and relaxing transition to their retirement years so they can confidently do everything they want to do without worrying about money.  Their Relaxing Retirement Coaching Program™ provides members with a personalized, one-on-one retirement coaching relationship with constant attention to each and every detail necessary for them to consistently enjoy a relaxing retirement experience.  

The entire article can be found at http://www.theretirementcoach.com/articles/what-you-must ...

To learn more about The Relaxing Retirement Coach, Inc., please visit http://www.theretirementcoach.com

About Jack Phelps
Prior to developing The Relaxing Retirement Coaching Program™ back in 1994, Jack spent five years as a registered representative with Prudential Financial Services. In 1992, he received his Chartered Financial Consultant designation from The American College in Bryn Mawr, Pennsylvania. In 1989, Jack graduated from Holy Cross College in Worcester, Massachusetts with a B.A. in Economics.

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CS Healthcare Takes Plaudits in Which? Consumer Survey

PRLog (Press Release) – Jul 21, 2011 – CS Healthcare - a specialist private health insurance provider - has been highly rated by top consumer magazine Which? In its survey of some of the biggest names in the medical insurance market, CS Healthcare scored very highly in the customer satisfaction category.

Ranking 2nd overall, CS Healthcare had an 88% rating for customer satisfaction, scoring excellently across all aspects considered, including treatment received, helpfulness and choice offered.

Which? is a highly regarded consumer magazine and for this survey it polled nearly 3000 of its readers who take out private medical insurance, in order to ascertain satisfaction levels. Some 79% of respondents said they were very or fairly satisfied with the service they receive from their provider.

The report also notes some of the key choices consumers can make in the private medical insurance market.

For the full article please visit - http://www.cshealthcare.co.uk/default.aspx

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Are You a Victim of Medi-Care Fraud? The Fraud Dog is on the Case!

Linda Webb "The Fraud Dog" Reality TV StarPRLog (Press Release) – Jul 21, 2011 – Miami Florida - The Fraud Dog announced today the Medicare Fraud Strike Force cracked one of the nations largest Medi-Care fraud cases. A Miami-area resident and owner of a fraudulent physical therapy company in Lakeland, Fla., pleaded guilty today for his role in a scheme to defraud Medicare, the Departments of Justice and Health and Human Services (HHS) announced.

Jorge Zamora, 48, pleaded guilty before U.S. Magistrate Judge Mark A. Pizzo in Tampa, Fla., to one count of conspiracy to commit health care fraud.  

According to court documents, Zamora was an owner of Dynamic Therapy Inc.  Zamora and his co-conspirators purchased Dynamic from its previous owners, and transformed it into a fraudulent enterprise.  Dynamic purported to provide physical therapy services to Medicare beneficiaries, but in reality used the stolen identities of a physical therapist and scores of patients to bill Medicare for physical therapy services that were never provided.

According to court documents, from fall 2009 to summer 2010, Zamora and his co-conspirators submitted and caused the submission of $757,654 in fraudulent claims to the Medicare program by Dynamic.  Zamora admitted that he and his co-conspirators submitted claims to Medicare for physical therapy services that were never provided.

Three officers of Dynamic Therapy also have pleaded guilty to conspiracy to commit health care fraud. At sentencing, Zamora faces a maximum penalty of 10 years in prison and a $250,000 fine.

Since their inception in March 2007, Medicare Fraud Strike Force operations in nine locations have charged more than 1,000 defendants who collectively have falsely billed the Medicare program for more than $2.3 billion.  In addition, the HHS Centers for Medicare and Medicaid Services, working in conjunction with the HHS-OIG, are taking steps to increase accountability and decrease the presence of fraudulent providers.

WE CAN FIGHT AND STOP THE FRAUDSTER....but we need your help...  FRAUD DOG SAYS..... FRAUDSTER we are coming for you....... with the help of the American people!

Have you been a victim of Fraud? We want to hear your story! Go to http://Frauddog.tv

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Water Loss Mitigation: Highest Standards and Best Practices Make the Difference

Insurance Pros and Property/Facility Managers Need to Know
PRLog (Press Release) – Jul 21, 2011 – ACR proudly announces that it will be presenting a continuing education event at its Wheeling, IL headquarters, focusing on the mitigation of water damage. The event, offered on each of three days, August 2nd, 3rd and 4th (10am to 1pm each day), features the seminar "Water Damage: Mitigating the Loss" by instructor John Schaefer. Mr. Schaefer is ACR's Director of Operations, holder of the prestigious IICRC designation Master Water Restorer and a 15 year veteran of water losses as technician, project manager and Water Division Manager.

Also featured is a full scale mobile water loss education trailer, in which real world flooding scenarios are demonstrated first hand. The trailer is outfitted simulating a real loss, with furniture, carpeting, and electronics being inundated by vast quantities of water. The techniques and standards of mitigating water loss restoration are revealed to insurance industry professionals, property and facility managers and others in positions of responsibility in the event of catastrophic flooding.

ACR's Managing Director, Jim O'Callaghan states, "We're extremely pleased that this continuing education seminar provides CE credits for those who qualify. For the first time, we offer CE credits in 10 states, including Alabama, Arkansas, Georgia, Iowa, Kentucky, Mississippi, South Carolina, Texas and Florida, in addition to our home state of Illinois. It's very common for ACR to have many attendees who do not qualify for CE's, simply because of the professional improvement they gain by knowing how to deal with these situations wisely."

# # # ACR, a specialty restoration company, provides Total Claim Accountability in water and fire damage mitigation, mold remediation and trauma scene/biohazard recovery using top level protocol set forth by the restoration industry's highest standards.
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***@acrrestores.com

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Tornado Victims, Don't Become a Victim of Insurance Fraud!

Linda Webb Investigates Tornado Insurance FraudPRLog (Press Release) – Jul 21, 2011 – Jefferson City, Mo. - The Missouri Department of Insurance is warning Joplin-area residents they may be approached by companies illegally offering to negotiate their insurance claims for them. To represent a consumer in negotiations with an insurance company, an individual must have a license as a public adjuster with the Department of Insurance.

Consumers who are having challenges with their homeowners insurance claims may be vulnerable to companies that are unscrupulous or operating illegally in the state. These companies may call themselves insurance claims specialists or say they can get a home rebuilt better than before at no charge to the homeowner.

Missouri's insurance director says many of these offers are too good to be true. He says charitable and religious organizations may inadvertently endorse an unlicensed public adjuster because they're not familiar with Missouri's licensing requirement.

"Policyholders should first try to resolve differences directly with their insurance company," said John M. Huff, director of the Missouri Department of Insurance. "If they reach an impasse, they can file a complaint with our department - our services come free of charge."

The department recently announced that it helped recover more than $5 million for consumers who had filed complaints against their insurance companies in the first half of 2011.

Consumers who choose to use the services of a licensed public adjuster will likely have to pay a commission on the eventual claim payment.

Huff says before selecting a public adjuster to represent them, consumers should contact the department to verify that the individual is properly licensed by the state.

Gov. Jay Nixon has issued an executive order setting strict limitations on the activities of public adjusters working with insurance policyholders in Joplin. Under the order, public adjusters working in Jasper and Newton counties must:

   Show proof of state license to prospective customers;
Not require payment in advance for representation;
Not charge a fee of more than 5 percent of the insurance claim payment; and
Offer consumers 14 days to cancel a contract.

The Department of Insurance says consumers should exercise extreme caution before signing a contract with a public adjuster. Consumers with questions or complaints can call the Insurance Consumer Hotline at 800-726-7390 or visit insurance.mo.gov.

Are you a victim of fraud? We want to hear your story, visit http://frauddog.tv/ We can Help!

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Professional Liability Insurance Resources Featured Firm

Hall & Company is proud to announce their featured firm of the month for our AE Resources page, C. W. Felice, LLC.
PRLog (Press Release) – Jul 22, 2011 – The cornerstone of  C. W. Felice, LLC ( http://www.cwfelicellc.com) service is the combination of leadership and technical expertise that allows them to anticipate, understand, and meet business demands with practical solutions. Their expertise in engineering, management, and planning processes enables them to create innovative market-based strategies to expand service opportunities and improve effectiveness of business development activities.  
On Tuesday, August 9, 2011, Dr. Felice who is the Managing Principal of C. W. Felice, LLC and Adjunct Professor of Civil Engineering at the University of Florida, Gainesville, Florida will be presenting the webinar regarding  Underground Construction Claims: Avoidance, Mitigation, and Management ( https://www3.gotomeeting.com/register/460066814). Dr. Felice has more than 24 years of experience in delivering project and program management, construction engineering analysis and design, and construction claim avoidance and resolution services on multi-disciplinary above- and below-ground engineering projects. Dr. Felice has been recognized by invitations to the U. S. National Academy of Engineering, Symposium on Frontiers of Engineering, appointments to the U.S. National Academy of Sciences, National Research Council Committee on Geological and Geotechnical Engineering and as a member of the Committee on Underground Engineering for Sustainable Development.
Hall & Company is excited to be working in conjunction with C. W. Felice, LLC on their upcoming webinar regarding Underground Construction Claims this August. For more information about C. W. Felice, LLC and other Risk Management/Loss Prevention resources exclusively for the design industry, please visit http://www.hallandcompany.com/resources.php
# # # Serving more than 3,500 design firms nationally, Hall & Company is a recognized leader in providing insurance solutions for design professionals. Further information is available at our website http://www.hallandcompany.com/.
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Get your Free Credit Score Report - Monitor your Credit Score Easily

PRLog (Press Release) – Jul 23, 2011 – Are you looking for a free credit report online?

Many people don't realize the importance of a good credit score until it's too late!  Almost everything you buy that has a monthly payment plan (cars, houses, cell phones, etc.) is based upon your credit score.

If your credit score is too low, you don't qualify or you do qualify but your payments will be much higher than a person with good credit.

It is very important to check your credit report often and dispute any inaccuracies that you find to keep your score as high as possible.

Click here get your free credit report online - http://ficofreecreditreport.info/free-credit-report-online

Some credit bureaus will have a higher credit score and others will be lower.  The average of the 3 is usually considered your credit score by most companies who run it, but sometimes companies will pick one bureau to go with.  If you get lucky, they will pick the bureau's report that has your highest score!

Usually if you have a lower score than another credit bureau, you might have some dings on that file.  This may include late payments, high credit card balances, too many lines of credit, etc.

When you pin point the cause of your low credit score, you can then take the necessary steps to fix it.  It doesn't take long for your credit score to improve after you have corrected some negative marks on your file.

This can mean a difference of thousands of dollars per year in savings on high ticket items like cars, boats and homes!

If you would like to get your free credit report online, just visit the links below.  You will be able to view your credit report on all 3 major credit bureaus and fix your negative marks!

Get your Free Credit Score - http://ficofreecreditreport.info

Get your Free Credit Report, FICO Scores, and Free Identity Protection. Monitor your credit rating online.

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Cedar Brook Financial Partner Celebrates 15th Anniversary as a Financial Planner

PRLog (Press Release) – Jul 21, 2011 – Mark Munday, a partner and member of the Mannen, Munday & Slater group at Cedar Brook Financial Partners (www.cedarbrookfinancial.com), is celebrating his 15th year anniversary. Cedar Brook Financial Partners is one of the region’s largest wealth management firms, according to Crain’s Cleveland Business 2011.

Prior to joining Cedar Brook in 2005, Mr. Munday was a financial planner with Cleveland Financial Group.  Mr. Munday received a Bachelor of Science degree in business from Miami University in Oxford, OH, and in 1999, earned a Certified Financial Planner (CFP®) certification. He serves on the Financial Council of St. Joan of Arc Church in Chagrin Falls, OH, and was a member of the Planning Committee for Boys Hope Girls Hope, an international educational and residential program serving academically capable children who are abused, neglected, and abandoned.

“Putting his clients interests first, brainstorming with them to really understand their lifelong financial goals, and being a true team player are attributes that have contributed to Mark’s successful career,” explained Howard Slater, Cedar Brook founding partner. “Mark has a knack for helping our clients focus on what’s really important to them like their families, their businesses, and charitable organizations, and leaving the financial part of their lives to us,” continued Slater.

About Cedar Brook Financial Partners LLC
Headquartered in Cleveland, OH, Cedar Brook Financial Partners LLC is one of the largest independent wealth management firms in Northeast, OH, according to Crain’s Cleveland Business 2011. Cedar Brook’s fifty-plus professionals deliver customized, personal services including comprehensive wealth strategies, investment and insurance advice, retirement plan consulting, and group benefit programs to physicians, corporate executives, privately held business owners, and families. Cedar Brook has been recognized as a Top Workplace in Northeast Ohio by WorkplaceDynamics according to the Plain Dealer's 2011 study. The firm offers securities through Securities America Inc., member FINRA/SIPC. Advisory services are offered through Securities AmericaAdvisors Inc., a SEC Registered Investment Advisor. Cedar Brook Financial Partners LLC and the Securities America companies are not affiliated.

Cedar Brook Financial Partners is one of the largest independent wealth management firms in Northeast OH. The advisors deliver customized personal services including comprehensive wealth strategies, investment & insurance advice and retirement planning.

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Free Sales Tool Now Available to Long Term Care Insurance Agents

PRLog (Press Release) – Jul 21, 2011 – Free Sales Tool Now Available to Long Term Care Insurance Agents

LongTermCareRisk.com is a free website that motivates prospects and shortens the sales cycle.

July 21, 2011 -- Los Angeles, CA

Insurance agents can send their prospects to LongTermCareRisk.com in order to increase sales of Long Term Care insurance policies.  

The website tells the prospective policy buyer their true risk of needing long term care - a piece of information ordinarily available only from their doctor.   This process produces a motivated buyer.  The prospect understands that a long term care insurance policy is not a luxury; for them it is a necessity.

"The number one complaint of LTC insurance agents is that their prospects don't always see the need for LTC insurance...What we've done is to give the agent a way to say to the prospect, 'See, I told you so!' without actually having to say, 'I told you so!'"

The prospect completes the short survey, answering questions targeted to reveal those conditions that have been determined to be risk-factors for Long Term Care.  The prospect gets their answer instantly and now knows their risk category: average, above average or high-risk.  The entire process takes less than 1 minute.  

Developed by doctors with thousands of hours in long term care and Medicare assessments, this website gives prospects an accurate, specific and FREE explanation of their risk for needing long term care.

The prospect's questionnaire is immediately erased, so they have no privacy concerns.
"We don't connect a prospect's medical information to their contact information. The system is 100% secure."

LongTermCareRisk.com
Dr. Michael Katz, President
813-368-9941
contact@LongTermCareRisk.com

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UK Car Insurer Says New Car Technology Could Soon Make Car Insurance Cheaper

PRLog (Press Release) – Jul 23, 2011 – One of the UK's leading online car insurance comparison websites and provider of specialist motor insurance, Car Insurance TV, has predicted that the rapid advancement of new car technologies such as crash safety devices and self managed control systems that avoid cars crashing, will eventually see certain types of car insurance cover disappear!

Writing on the company's website Car Insurance Blog, spokesperson Dave Healey predicted a rather grim and authoritarian view of driving in the near future, with government controlled and privately funded remote and external traffic control mechanisms interacting with onboard cars systems to ensure an orderly controlled and planned future of motoring.

"The days of crash for cash are numbered as are those of the joy rider." stated Mr Healey

Mr Healey argues that recent innovations in onboard security systems render all new cars virtually theft proof, and that the only thefts of modern cars are through negligence with keys.

"The boffins at Thatcham who decide the insurance ratings groups for new cars on behalf of the ABI (Association of British Insurers) and the Car Insurance Companies, have known for a long time that people are being charged more for premiums than the risk warrants for theft." said Mr Healey.

"Despite all the talk about crash for cash and whiplash and solicitors referal fees being the cause of higher car insurance premiums, these are not the things that drivers as individuals are getting rated on when they compare car insurance quotes and covers. The main factor in the price that people are paying for their car insurance is where they live! Their Postcode, or to put it correctly the rate for their postcode theft area."

"This is just one example of where car insurance has yet to catch up with modern times".

You can read the full article "New Technologies Could Reduce Car Insurance Premiums" at http://www.car-insurance.tv/carinsuranceblog/2011/07/new ...

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Medical Group Recommends More Frequent Mammograms To Reduce Breast Cancer Deaths

PRLog (Press Release) – Jul 21, 2011 – The American College of Obstetricians and Gynecologists issued an update to their breast screening guidelines that they report could reduce the number of deaths caused by breast cancer, especially in young women.

According to the American Association for Critical Illness Insurance some 1.5 million Americans will be diagnosed with cancer this year.  "Breast cancer is the leading cancer among women," explains Association director Jesse Slome "and anything that could help identify cancer earlier will save more lives and we fully support the recommendation."

The new recommendation recommends mammography screenings be offered to women annually beginning at age 40.   The preior guidelines recommended mammograms every one to two years, beginning at age 40, and then annually beginning at age 50.

The recommendation has reignited a debate about the most appropriate ages and frequency for breast cancer screening.   The American College of Obstetricians and Gynecologists now believes annual testing will save more lives by catching cancers sooner. The association of gynecologists shifted away from its earlier wording suggesting that women “should have screening mammography’’ to a tone that simply advises doctors to offer it to patients.

That recommendation comes in marked contrast to advice issued 20 months ago by the US Preventive Services Task Force, a government-appointed independent panel that created a furor when it stopped recommending routine mammograms for women in their 40s after determining the small benefits of screening at that age might not outweigh the harm from finding abnormalities that turn out to be benign.

The new Association recommendation says deciding to have a mammogram is ultimately up to each woman, saying women 40 and older should be offered the screening annually.  “Our thinking was that 40,000 women in their 40s are diagnosed every year with breast cancer and that 20 percent of these women who are diagnosed will ultimately die from the disease,’’ said Dr. Jennifer Griffin, an obstetrician-gynecologist at the University of Nebraska Medical Center and lead author of the new recommendations.

The American Cancer Society, which explicitly recommends yearly mammograms starting at 40, reports that most of the benefits of screening mammography are achieved by starting at age 50 and continuing to have screening every two years until age 75. That is because breast cancers become more common as women age, which means screening has the potential to save more lives for those in their 60s.

According to data from the critical illness insurance association http://www.criticalillnessinsuranceinfo.org without screening, 30 out of 1,000 US women are expected to die of breast cancer. But that drops to 23 out of 1,000 if women undergo screening every other year from age 50 to 75. Beginning screening every other year at 40 saves one additional life per 1,000 women screened.

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