Petsecure pet insurance brings awareness to pet healthcare with annual contest

PRLog (Press Release) - Aug 31, 2011 - September marks the sixth annual ‘Pet Health Insurance Month’ contest, presented by Petsecure pet insurance. Along with support from national partners, Petsecure pet health insurance is reminding Canadian pet parents about the importance of pet healthcare.

“Where once the idea of pet health insurance was unknown to many Canadians, we have seen a significant increase in policyholders over the last several years as pet parents are taking that extra step to ensure that their pets can receive the best of veterinary care without the financial stress.”, says Randy Valpy, President & CEO of Petsecure pet insurance.

Pet parents like Steve Rogers, Petsecure’s grand prize winner of last year’s ‘Pet Health Insurance Month’ contest, expresses,  “After losing our puppy from an accident and not being able to pay his vet bill, we made sure that when we acquired our new pup Chase, that we would never be unprepared again. We did our research and found Petsecure to be the most recognized and the leader in pet health insurance. Petsecure has given us the peace of mind that all pet owners should have and the security that all pet owners deserve.”

Petsecure pet insurance is launching their Pet Health Insurance Month contest at participating veterinary clinics across Canada and online at www.petsecure.com. With support from Dyson, PetLynx, Ducks Unlimited Canada, Dogs in Canada magazine, Modern Dog magazine, the Farley Foundation, the Canadian Kennel Club and London Drugs, one lucky winner will win the grand prize valued at over $4,000 with one year of coverage with Petsecure, a 42” Sony LCD TV, two Dyson Animal vacuums, an iPod nano and much more. Second and third prizes include Dyson Animal vacuums, plus 25 online instant win prizes!

For more information about Petsecure pet insurance and the ‘Pet Health Insurance Month’ contest, visit: www.petsecure.com

Petsecure pet insurance, the core brand of Western Financial Insurance Company, is a wholly owned subsidiary of Western Financial Group. Petsecure is Canada’s oldest and largest pet insurance provider with over 20 years of offering innovative pet insurance to Canadian pet parents. Petsecure has two unique pet insurance options to choose from; Petset which offers basic, value-priced coverage or Secure For Life™ which offers the most comprehensive coverage in Canada. Petsecure also offers dental coverage and special coverage including alternative treatments, behavioural therapy and medical devices. Petsecure is the only pet health insurance provider in Canada to offer their exclusive Secure For Life™ guarantee.

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One Fifth Of Long Term Care Insurance Claims Result Of Alzheimer's

PRLog (Press Release) - Aug 31, 2011 - Approximately 200,000 Americans receive benefit payments as a result of owning long term care insurance and a new study reveals the top causes of requests for claims.

"Insurers paid out $6.1 billion in benefit payments last year," states Jesse Slome, director of the American Association for Long Term Care Insurance.  "The majority of new claims are for care in the policyholders own home or in an assisted living community."  Nursing home care accounts for about one in four new individual claims.

A new report issued by the Society of Actuaries examined the causes or reasons for new claims.  "Nearly one in four claims was initially attributable to Alzheimer's disease," Slome who is one of the nation's leading long term care insurance experts explains.  

Roughly one-in-10 new claims was the result of one of four conditions: stroke (9%), arthritis (9%), injury (9%) or circulatory problems (9%).  Other causes for claims were cancer (8%), nervous system (6%) or respiratory issues (5%).

Claims against long term care insurance policies tend to be initiated at older ages typically after one reaches age 80.  "People in their 50s and 60s may require long term care as a result of an injury," Slome adds.  "You'd be surprised how many men fall off roofs or out of trees and take eight or nine months to recover."

While most typically don't need long term care until older ages, the Association recommends planning begin between the ages of 52 and 64.  "That is the best age to start planning because costs are lowest and you don't risk being declined because of existing health conditions," Slome explains.  "After Medicare kicks in people start seeing more doctors and their diagnosis can be the cause of an outright decline for this protection."

Financial planning experts advise those seeking to learn more about long-term care planning and get long-term care insurance cost contact a designated expert via the Association's Consumer Information Center at http://www.aaltci.org/long-term-care-insurance/free-quote/.

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elephant.co.uk reveals Scottish drivers like to make it personal

PRLog (Press Release) - Sep 02, 2011 - Motorists living in Scotland are the most likely to own a personalised numberplate new research by elephant.co.uk has revealed. And the plates are odds-on to be seen adorning the bumpers of luxury cars such as Bentleys, Ferraris and Aston Martins.

Car insurance (http://www.elephant.co.uk/ ) specialist elephant.co.uk looked at 3.5 million policies and found that of the top 10 postcodes where personalised plates are popular, eight are in Scotland, with the affluent settlement of Kilmacolm in Inverclyde at the top of the list. 14% of drivers there own a personalised plate compared to a national average of 4%.

In second place we move to the other end of the country to the millionaire’s playground of Sandbanks in Dorset (13%), but then in third place it’s back up north with the prosperous Glasgow commuter area of Newton Mearns (12%). Also in the top 10 are a number of postcodes in and around Aberdeen, with North Ferriby in Humberside joining Sandbanks as the only other location outside of Scotland.

Brian Martin, managing director of elephant.co.uk, said: "Considering the affluent areas around the country where we see the highest proportion of personalised number plates, it certainly looks like they’re used as a status symbol.

"However, it's hard to say why they’re so popular in Scotland specifically. Maybe Scottish motorists look to express their individuality more than those in the rest of the UK."

When it comes to what cars the personalised plates appear on, it's perhaps no surprise that owners of luxury models are the most likely to splash out on them. In fact, the whole top 10 list is made up of prestige motors. Most popular is the Bentley Continental, with 36% carrying a personalised plate. This is followed by the Ferrari 360 and Aston Martin DB7 (both on 35%).

Brian continued: "It wasn’t a surprise to see that prestige models dominate the list, however, it was surprising to see that such a large number of Bentley Continental, Ferrari 360 and Aston Martin DB7 owners splash out on personalised plates. Drivers of those cars definitely want to stand out from the crowd."

When it comes to occupations, elephant.co.uk found that Company Chairmen are head and shoulders above the rest with 16% owning one, followed by Bank Directors on 12% and Property Developers on 11%.

elephant.co.uk also looked at those areas, occupations and vehicles with the lowest percentage of personalised plates. The Hilborough and Northwold area near Thetford, Norfolk was revealed as the area of the UK with the lowest percentage of cars with personalised numberplates, croupiers were the occupation at the bottom of the list whilst the Suzuki Liana is the vehicle least likely to have one attached to it.

Notes to Editors:
elephant.co.uk looked at postcode areas, occupations and vehicles where there was a sample of at least 200 motorists.

About elephant.co.uk:
elephant.co.uk was launched in August 2000 and has over 485,000 customers. elephant.co.uk is a trading name of EUI Limited and is part of the Admiral Group plc.

elephant.co.uk specialises in providing online car insurance on the Internet. elephant.co.uk targets 17-35 year-olds living in cities, who traditionally pay higher premiums for car insurance elephant.co.uk is proud to support Tusk throughout 2011.

elephant.co.uk writes its motor insurance business to a consortium of insurers, these being: Admiral Insurance Company Ltd, Admiral Insurance (Gibraltar) Limited and Great Lakes Reinsurance (UK) plc.

PR Contact:
James Carnduff
Elephant.co.uk
Capital Tower
Greyfriars Road
Cardiff
CF10 3AZ
029 2043 4333
www.elephant.co.uk

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Insurance Expert Jane Pytel Introduces 1 Hour Case Evaluation Consultations

PRLog (Press Release) - Aug 31, 2011 - Jane Pytel, a veteran of the insurance industry, has just introduced a new service, 1 hour case evaluation Claim Help Consultations.

The service is directed to consumers who have experienced long, unexplained delays, or who are on the receiving end of apparent unfair or undervalued claim settlement offers.  According to Jane, "I want to assist those people that are confused, even intimidated by the insurance claim process.  They feel they have exhausted all means, and they still cannot achieve a fair settlement for their loss."

As a result of decades of experience as a police detective, an insurance adjuster, and an insurance investigator (SIU), Jane believes she is uniquely qualified to provide claim help for those who are experiencing difficulty with their valid insurance claim settlements.  "Unfortunately, most claim delays are a result of inept or unfair claim investigations.  People need to learn to identify what is going on behind the scenes so that they can become positively involved in their claim.  More often than not, I can teach them how to take an active role in their claim, and how to get that claim under control," says Jane.

Jane understands that there is a void for those who need serious claim help without having to pay for an attorney.  "I'm interested in helping people with claim problems in a reasonable and efficient manner.  But if I determine that they really do need legal representation, I'll be the first to recommend it."

According to Jane, this is an innovative new service that is sensitive to the needs of people who need legitimate claim solutions yet who are hesitant to invest substantial sums of time and money.  " I like to think that more often than not, people can resolve claim settlement problems once they learn how to be proactive in their claim.  That proactivity gives them a better chance to take control and to move towards a fair claim settlement."

For more information on Jane Pytel's Claim Help Consultations, visit her web site page at http://www.solutionsforyourinsuranceclaim.com/Claim-Help ...

A veteran of the insurance industry, former insurance investigator, author, and insurance expert, Jane Pytel offers valuable claims advice. From books to 1 hour consultations, here are the answers to your claim problems.

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After the Storm: Use Caution When Hiring Contractors

PRLog (Press Release) - Aug 31, 2011 - As New Jerseyans clean up from the rains and flooding as a result of Hurricane Irene, Allstate New Jersey Insurance Company suggests some tips to protect you and your property from unscrupulous contractors. A good, trustworthy contractor can be your key partner in the rebuilding process.

“It is not uncommon for unscrupulous contractors to take advantage of people who have experienced a catastrophic event,” said Bill Ballinger, president of Allstate New Jersey Insurance Company. “Recovery is about partnership. It takes the government, businesses, and private citizens. So what we need is partnership, not price gouging."

According to the New Jersey Division of Consumer Affairs, New Jersey’s price gouging law automatically activated when Gov. Christie declared a state of emergency. The law deems price increases excessive if they are more than 10 percent higher than the price at which a good or service was sold in the usual course of business prior to the state of emergency.

Ten tips to avoid getting scammed:

1.   Take your time in choosing true professionals to repair your home.

2.   Get estimates from several licensed, bonded contractors.

3.   Check their credentials with the New Jersey Division of Consumer Affairs or your local Better Business Bureau.

4.   Inspect contractors’ licenses and proof of liability insurance.

5.   Get a contract or estimate in writing.

6.   Avoid paying money up-front. Some reputable contractors will require partial, up-front payment, but these pre-work payments should not exceed the cost of materials or 20 percent of the total estimate.  

7.   Follow local building codes and inspection procedures.

8.   If anyone performs unauthorized work on your house or property and demands payment, consider contacting local authorities.

9.   Do not sign over an insurance settlement check to the contractor.

10.   Immediately report any suspicious behavior to local law enforcement or the New Jersey Division of Consumer Affairs.

Consumers who believe they have been cheated or scammed by a business, or suspect any other form of consumer abuse, can file a complaint with the New Jersey Division of Consumer Affairs by visiting www.nj.gov/oag/ca/ or by calling 1-800-242-5846.

About Allstate New Jersey
Known through the “You’re In Good Hands With Allstate®” slogan, Allstate New Jersey Insurance Company and its affiliates help individuals in more than a half  million New Jersey households protect what they have today and better prepare for tomorrow through approximately 270 agents and financial representatives. Customers can access Allstate New Jersey products and services through Allstate agencies, or at allstate.com and 1-800 Allstate®. The Allstate Financial Group provides life insurance, supplemental accident and health insurance, annuity, banking and retirement products designed for individual, institutional and worksite customers that are distributed through Allstate agencies, independent agencies, financial institutions and broker-dealers.

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Kevin Smith joins Mortician's Choice (experts in Funeral Insurance Funding) as Divisional President

Morticians Choice Logo - Color - JPGPRLog (Press Release) - Sep 01, 2011 - Mortician's Choice - Experts in Insurance Assignment Funding for the funeral profession proudly announces that Kevin Smith has joined as our Divisional President.  

Kevin brings his years of experience in this focused industry to our customer-centered insurance funding service, creating the opportunity to serve funeral professionals in an unparalleled way.  "It's all about serving the customers!  With our Non-Recourse funding program (which is huge in the industry), funeral directors and morticians don't have to be concerned about being paid for the services they provide.  When we verify the insurance policy and fund, there is no longer any collection issue as funding typically takes place within 24 hours," stated Smith in his introductory remarks on day one.  "Beyond being a Non-Recourse funder, our assignments are direct with the beneficiary eliminating the need to do re-assignments. We do the hard work, so you can serve your family."

Mortician's Choice has no limits as to the amount that can be funded.  Further many funeral professionals are finding that families love the ability to cash out the remainder of the policy...so instead of having to wait 45 days to get their money, by using Mortician's Choice they can get the remaining policy proceeds within 4 to 5 days.

"I have been blessed to be serving morticians and funeral professionals for a number of years in this industry, and I know in aligning with Mortician's Choice that the capacity to meet your needs and the ability to fund without limit will take our service to you to a new level!"

To begin using our services - and find out what it's like to work with the best in the industry - register your firm here

http://www.morticianschoice.com/FirmRegistration/FirmReg ...

And let's get started. "I'm excited to take on this new role and advance the service provided to funeral professional nationwide."

Kevin

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Jacquelyn Beatty at Attorney, Karr Tuttle Campbell has been selected to speak at the 2011 CLM

PRLog (Press Release) - Sep 01, 2011 - Registration for the Bad Faith Mini Conference is now open at www.litmgmt.org/bf2011.The Bad Faith Mini-Conference is an important and advanced half-day conference for industry, claim and legal professionals in the critical areas of insurance bad faith and coverage.  Expert industry panelists and moderators will lead three interactive and dynamic roundtables focused on avoiding bad faith claims in the adjustment process, strategic decisions by carrier and counsel after suit is filed, and tactics and objectives for success at trial.  The conference also includes breakfast remarks by Charles O’Connor, Senior Vice President and Manager of Commercial Market Liability Claims for Liberty Mutual Group.

Jacquelyn Beatty, a CLM Co-Chair for Washington State, is a shareholder with the Seattle, Washington firm Karr Tuttle Campbell, where she chairs the Insurance and Appellate Practice groups. She has litigated insurance coverage and bad faith cases on behalf of insurers, corporations, and government entities for over twenty years. Her experience also includes the defense of construction defect, toxic tort, professional malpractice and employment practice matters, and general commercial litigation. She graduated from the University of Washington School of Law with Honors in 1987 and holds undergraduate degrees from Brown University and Columbia University School of Nursing. She earned her CPCU and ARM designations in 2003 and 2004, and in 2010 and 2011 was voted one of Washington’s Top Fifty Women Attorneys. Ms. Beatty has successfully represented insurers in published and unpublished cases including Polygon Northwest Co. v. American National Fire Ins. Co. et al., 143 Wn.App. 753 (2008); Humleker v. Gallagher Bassett Services Inc. et al., 159 Wn. App. 667 (2011); Certain Underwriters at Lloyd’s London v. Valiant Ins. Co., 155 Wn.App. 469 (2010); and American Guarantee & Liability Ins. Co. v. Westchester Surplus Ins. Lines, 334 Fed. Appx. 839; 2009 U.S. App. LEXIS 12586 (Ninth Cir. June 11, 2009). She is Martindale Hubbell AV Pre-eminent rated.

About the Council on Litigation Management
The Council is a nonpartisan alliance of thousands of insurance companies, corporations, general counsel, risk managers, claims adjusters and attorneys. Through education and collaboration, its goals are to create a common interest in the representation by firms of companies, and to promote and further the highest standards of litigation management in pursuit of client defense. To learn more about the Council, please visit www.litmgmt.org
Contact: Adam Potter, Executive Director
Council on Litigation Management
212-724-2345

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