Michael Evans Opens EVANS Group Financial Advisors LLC in Cheshire, Connecticut

Michael Evans of Cheshire, Connecticut, officially opened EVANS Group Financial Advisors LLC in Cheshire with two grand opening events. EVANS Group Financial Advisors is a full service investment and insurance brokerage firm at 1120 S. Main Street.
EVANS Group Financial Advisors LLC, Cheshire, CTPRLog (Press Release) – Aug 01, 2011 – Michael Evans, a prominent business, community and political leader in Cheshire, CT, hosted two grand opening celebrations for the launch of EVANS Group Financial Advisors, LLC. Over 100 guests were welcomed by Michael and his wife, Mary Evans, Office Manager of their new firm, during two recent celebratory events. EVANS Group Financial Advisors, located in newly-renovated offices at 1120 South Main Street in Cheshire, is a full service investment and insurance brokerage company. “Having been a financial advisor and community leader in Cheshire for the past 19 years,” commented Michael Evans, “it is with significant pleasure and satisfaction that I have opened my own financial consulting firm in my hometown of Cheshire.” Evans plans on running for Cheshire Town Council and he is in the process of forming the new independent CHESHIRE Party which will compete in the November 8, 2011 election.

Michael Evans is a former Financial Advisor with NEi Financial in Cheshire, and he remains affiliated with his national brokerage firm, Hornor, Townsend and Kent, Inc. During the past six years, he has won the firm’s Peak Producer Award and Royal Blue Club Award on numerous occasions. Evans was an Investment Representative with Edward Jones Investments and he opened the firm’s Cheshire office in 2000, and achieved partnership at Edward Jones in 2003.  For seven years, he was a Financial Consultant with Fleet Investments in Cheshire. Evans passed the Certified Public Accountant (CPA) exam in 1985 after studying at the University of Fribourg in Switzerland in the spring of 1983, and after receiving his Bachelor of Science degree in accounting from Providence College in 1984.

Well-known in the Cheshire community, Michael Evans has been a member and past Vice Chairperson of the Town of Cheshire Retirement Board since 2007. Since 2001 he has been a member, and past Chairperson of the Cheshire School to Business Partnership. Evans has been a member of the Cheshire Rotary Club since 2000; he is Chairperson of the Rotary Club’s Unsung Student Award program and he is also an Officer and Director of the organization. Evans has been President of Referral Net of Cheshire, a local business networking group, since 2000. In addition, he is past Director of the Cheshire Chamber of Commerce, the Cheshire Education Foundation; and the Cheshire Thomas Brooks Little League. Recently, he resigned as Treasurer of the Cheshire Democratic Town Committee.

As a comprehensive Financial Advisor Michael Evans helps both individual clients and business  clients with their financial decisions regarding stock and real estate investment portfolios, asset allocation and income planning strategies and insurance needs analysis including long term care, disability, health insurance and life insurance. With over twenty-seven years experience in the financial services industry, Michael Evans has both the expertise and the compassion needed by clients in today’s challenging environment.

EVANS Group Financial Advisors, LLC, Michael and Mary Evans hosted two celebratory events that were catered by Fratelli’s of Southington. Each celebration included three courses of food accompanied by wine, beer and soft drinks. At one evening event, local comedienne, Linda Belt, entertained the evening guests with an hour of stand-up comedy following dinner. “It was truly a very grand celebration,” commented Evans, “where everyone had a wonderful time.”

Michael Evans and Mary Evans of EVANS Group Financial Advisors, LLC can be reached by phone at 203-439-2600, by email at mevans@htk.com, or via the firm’s new website, www.EvansGroupFinancialAdvisors.com.
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Registered Representative of and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA/SIPC. 16 East Washington Street Suite 206, North Attleboro, MA 02760, 508-699-7366. HTK is a wholly owned subsidiary of Penn Mutual. Evans Group Financial Advisors is independent of HTK, Inc.

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Workers Comp Insurance Changes All the Time

PRLog (Press Release) – Jul 30, 2011 – Have you thought about how to find the best Broker for Workers Comp Insurance? There are some key points to know in order to help you in the search. Insurance, like anything, changes as do the times.  After all it is linked to law which moves with the times. A great Work Compensation Insurance Broker knows this. He is not content to sit around with his cronies drinking brandy and puffing away on Cuban cigars.  He knows that he has to continue to grow along with the growing and changing realities around him.

A Broker knows he needs to stay abreast of any new Work Compensation Insurance details, especially when they affect policies and procedures. But as with all things when you are a business owner the buck stops with you. It is your responsibility to ensure that your Work Compensation Insurance guy is in fact doing this. So, is he? If you are unsure, then it’s time to ask.

Workers Comp Insurance offers courses, programs and updates that enable Brokers and Agents to stay current. And staying current will keep you and your business safe and protected if and when a Workers Comp Insurance claim needs to be filed.  Your company will have an advantage if you can turn to a trusted Broker and a top-rated insurance carrier that are both well aware of all the mandated requirements and current changes associated with Work Compensation Insurance.

You’ve worked hard on your business, so do what is needed to ensure that it thrives along with you and your employees. Updated Workers Comp Insurance is critical, but there is no need for you to have to do the sourcing, reading and course-taking yourself if you have a great Work Compensation Insurance Broker. www.contractorsgeneralliability.net is one such Broker.

Name - Brian Lehr
Website – www.contractorsgeneralliability.net
Address - 14350 Carlson Circle Suite J-6 Tampa, FL 33626
Email - brian@business1stinsurance.com
Phone No - 813-448-9222

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Andrew McCumber Presents at FAHSA’s Annual Convention on Long-Term Care Legislative Update 2011

Andrew McCumber, Managing Shareholder of McCumber Daniels, presented “Long-Term Care Legislative Update 2011” to attendees of the Florida Association of Homes and Services for the Aging (FAHSA) 48th Annual Convention.
PRLog (Press Release) – Jul 27, 2011 – Andrew McCumber, Managing Shareholder of McCumber Daniels, presented “Long-Term Care Legislative Update 2011” to attendees of the Florida Association of Homes and Services for the Aging (FAHSA) 48th Annual Convention.  This presentation provided an overview of successful and attempted legislation in the 2011 Session of the Florida Legislature that will affect Florida’s long-term care community.  Attendees received an overview of the current political environment and its impacts on the 2011 Session, insights on ways to reform their facility’s policies and procedures to ensure compliance with statutory and regulatory requirements, and suggestions on strategies to protect their  facility’s resources from emerging areas of potential liability.

Andrew R. McCumber is a founding shareholder of McCumber, Daniels, Buntz, Hartig & Puig, P.A.  McCumber Daniels with offices in Florida and Pennsylvania offers a wide variety of civil litigation services including nursing home/assisted living, hospital, medical malpractice, complex commercial and general liability along with appellate work.  Mr. McCumber is a Martindale Hubbell “AV” rated lawyer.  Mr. McCumber was recognized by his peers as one of Florida Trend Magazine’s “Legal Elite and named a 2011 Florida Super Lawyer.  He was selected by the Florida Association of Homes for the Aging to serve as Florida’s Representative on the American Association of Homes and Services for the Aging’s National Legal Committee.

For more information on this topic or to receive a copy of the presentation, please contact Andy McCumber at amccumber@mccumberdaniels.com.

# # # McCumber Daniels is a full service, Martindale-Hubbell AV-rated civil litigation firm with offices in Florida and Pennsylvania. McCumber Daniels offers a wide variety of litigation services for insurers, health care facilities, businesses, financial institutions and licensed professionals. With years of legal, corporate, medical, commercial, administrative and legislative experience, we are able to provide full-service representation for all of our clients in all types of disputes or litigation. For more information visit our website: http://www.mccumberdaniels.com/.
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***@mccumberdaniels.com McCumber, Daniels, Buntz, Hartig & Puig, P.A.

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Money-Minder.com says it is time you reviewed your life insurance and gives tips

PRLog (Press Release) – Jul 29, 2011 – Sleaford, Lincolnshire, UK -- According to recent figures released by Sainsbury's Finance, 60 per cent of people with life insurance don't contact their insurer when they have a significant change in their life.

However, life and protection comparison website Money-minder.com says it’s far more important that they simply review their needs than necessarily go back to their existing insurer. In fact, by shopping around customers could save themselves some money.

For example, a 30 year old male non-smoker taking out £150,000 of level term life insurance cover for 25 years could find a ‘no-fee’ premium as low as £7.32 per month with Zurich through Money-minder.com. However, Skandia would look to charge around £20.85 per month if a consumer bought the same cover directly with them over the phone. That’s a saving of £13.53 per month, or to put it another way a saving of £4059.00 over the 25 year term of the cover.

Although it’s wise to review your life and protection cover regularly there may be some significant changes in your life when it’s essential to take a look at the cover you have and what you might need in the future.

When to review your life cover

1. Moving home - Whether buying your first home or increasing your mortgage for something bigger it's essential you have enough cover in place to at least pay off your mortgage if something happened to you, and your partner too if you're buying together. Make reviewing your life insurance part of your moving home 'to-do' list. And have your new cover ready to put in place as soon as you move in.

2. Having a baby - Once you start a family you have to start thinking about what would happen if you or your partner died while your child or children were still dependent on you. Just covering your mortgage won't be enough to pay for the upheaval the family would face if one of you wasn’t around to earn an income or look after the family so you have to look at the cover you’d need to replace an income or meet extra costs for childcare. You may need to allow enough money for them to live on until your children are grown up which could be many years. It’s not a nice thing to have to think about, but it’s better than leaving your loved ones in a financial fix.

3. Changing jobs - Some employers offer 'death in service' benefit to their workers. This means the company scheme will pay out a lump sum to your estate if you die whilst in their employment. It’s usually a multiple of your salary and despite what the name suggests you don’t have to die whilst actually carrying out your job, just while you’re employed by them. If you switch jobs or go self-employed you may have to replace this useful cover yourself.

Ray Black, MD and founder of Money-minder.com commented: "Life insurance isn’t the sort of product you renew every year like your car or home insurance so it’s easy to forget to include it when you review your finances. There are some key life events however when you absolutely must look at your life cover and perhaps consider other forms of cover too such as income protection or critical illness cover.

“You should also think twice about going straight back to your existing insurance provider before you've shopped around. Our research shows that customers can make significant savings by arranging their cover through a discount broker who sacrifices all or some of their usual commission to give you lower premiums. This is especially true of customers who know exactly what they need and don’t want to pay for extra for advice. Over the term of the policy the savings could run into thousands of pounds.”

5 Top tips for getting the best life insurance deals

1.Shop around! Use trusted comparison sites like http://www.money-minder.com to compare lots of insurers quickly.
2.Don’t necessarily buy life insurance from your mortgage provider. - Previous research by Money-minder has shown that you may pay more for life insurance from your lender than by arranging it yourself.
3.Consider paying a one-off admin fee to get your insurance set up. The monthly premiums will be cheaper and you may save money in the long run.
4.Watch out for 'reviewable' premiums - Insurers can increase reviewable premiums throughout the life of the policy so what may start off as cheap insurance can become expensive. Choose ‘guaranteed’ premiums which are fixed for the life of the policy.
5.Get the right amount of cover. Some websites now have handy tools like Money-minder’s finance navigators to help you decide the type and amount of cover you need. Do your homework to ensure you know what you want before you start looking for quotes.

-Ends-

For further information please contact:

Jason Wyer-Smith at 42 PR on Tel: 07824 818242, E-Mail: jason@42pr.com

Notes to Editors:

To link to our site please use: http://www.money-minder.com

Money-Minder.com was founded and created by Ray Black, Dip PFS, an Independent Financial Adviser. Money-Minder.com is online personal finance website that incorporates an exclusive and unique interactive comparison service providing free genuinely online quotes and is full of useful information to help customers choose the right cover and product to suit their needs.

Money Minder Financial Services (UK) limited is authorised and regulated by the Financial Services Authority (FSA).

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Life Insurance|Health Insurance|car Insurance Purchasing Tips/Guides

PRLog (Press Release) – Jul 29, 2011 – For those people who have been selling reason up word for a primary time, there have been many things to consider. Some of these aspects include:

1. Understanding a needs Insurance policies have been not investment plans. Rather, these have been policies which produce people with financial good with a small radical need. These policies have helped large people worldwide in essential off for unconstrained recovering diagnosis bills, mortgages, credentials as good as many more. However, a success of achieving a commanded pattern depends on a person’s capacity to code his or her needs as good as expecting a many befitting word digest which offers a many befitting fit accordingly.

Please visit these sites below to find the best insurance product :
1. http://www.indoarticle.com/insurance/
2.http://www.indoarticle.com/insurance/dealing-with-an-acc ...
3. http://www.indoarticle.com/insurance/best-life-insurance ...

2. Coverage volume Rather than regulating after a word agents as good as a brokers, these days a authority can simply make make make use of of of a online calculators to settle a violent death good a family members will welcome on a flitting of a insured. This assumed calculation will produce people with a serious suspicion of a volume as good as will good them in assessing offer needs accordingly.
3. Determining a routine arrange There have been various sorts of a reason up word structure of the body one can select. These structure of the body consolidate sum reason up word plans, non-static life, infamous physical condition word as good as manifold join forces with as good as immature kids compared policies as well.
4. Repute of a word organisation One should poke for correct word companies gift services when looking for word policies in a genuine as good as a unsentimental world. As a sequence of float any word routine will customarily be as good as a organisation which backs it. Thus, one should feeling for customarily speculative word companies which recompense their claims on time. One can in addition ascribe to a credit ratings of a word companies to import their standing.
5. If illusive opt for a financial maestro Those people who have been opposed be concerned in discount a conditions as good as conditions of a word routine should make sure to post a services of a financial professional. This has many advantages as a financial maestro can in addition indicate good in selecting a befitting word digest as good as on condition which good in updating coverage as a needs of their clients change.
6. Learn word vernacular Individuals who have been concern conflicting reason up word structure of the body should be good attentive of word routine terms. It is vicious to clarity a meanings of money value, dividends, premiums as good as pick financial conditions so you can cushion a policies better.
7. Beware of red flags when purchasing a word policies This includes;
a) Advisers who insist to be some-more comparing about a word organisation than a rating agencies
b) Those who insist a ratings have been considerate or taken etc.

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Attention, West Michigan Campers!

PRLog (Press Release) – Jul 27, 2011 – Grand Rapids, July 27, 2011: Seems like everything is “going green” these days. No matter where you look, there’s no escaping those energy-saving light bulbs, cheerful water-conscious faucets, or earnest televised pleas to reduce one’s environmental footprint.

It should come as no surprise, then, that focus has now shifted from one’s home .. to the home away from home!

Michigan’s Department of Natural Resources (DNR) is encouraging summer campers to reduce their energy waste in a trial program called “Camp Green”. Various park officials have shared that electricity use remains the largest expense they face, what with campers firing up televisions, microwaves and refrigerator units – all the comforts of home – with impunity.

Beginning in June, campers at any one of 10 participating state parks (Aloha, Bay City, Cheboygan, Clear Lake, Onaway, Port Crescent, Seven Lakes, Tawas Point, Traverse City, and Wilson) may pick up a checklist pamphlet which details a few easy steps to going green.

Hopefully, this new initiative will make campers more aware of the choices they make, and how they affect the environment. Once completing the following list, champers are certified “green”, and given a window cling to display in their vehicle.

You know what else is worth thinking about? If you’re off taking care of the planet .. who’s taking care of your RV’s insurance?

Although owning an RV covered by us at Access Insurance Agencies may not be an instant help to the environment, it’ll sure be a hefty relief to your wallet’s .. “O-No’s” later!
             
To add onto a policy or switch to us stop by Access Insurance Agencies at 2258 28th St. Grand Rapids 49508, visit www.accessgr.com or call (616) 245-5555.
As always, handling your insurance is our privilege.

We have a team of local agents working to give you the best price, coverage and service available. Don't waste time talking to a machine, call us and a live person will immediately assist you.

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Customer Effective Honored as Microsoft’s East Region CRM Partner of the Year

PRLog (Press Release) – Jul 26, 2011 – Greenville, SC - - July 26, 2011 - - Customer Effective Inc., an award winning Microsoft Dynamics CRM partner, announces their selection as the 2011 Microsoft Dynamics CRM Partner of the Year for the East Region.  This marks the second consecutive year Customer Effective has received this distinction.  The award is based on a number of criteria including delivery of innovative market-leading customer solutions built on Microsoft technologies and achievement of high levels of customer satisfaction.

“We’re really excited to receive this recognition from Microsoft’s East Region in back-to-back years.” says Scott Millwood, President. “We keep helping our customers achieve success with Microsoft Dynamics CRM and Microsoft continues to recognize our high level of execution and performance. That is the essence of a great partnership. As good as last year was, this year is looking even brighter.  We look forward to our continued partnership with Microsoft and working with our clients to drive productivity.”  

Awards were presented at Microsoft’s World Wide Partner Conference held in Los Angeles, California in mid-July.  

"Partners like Customer Effective play a crucial role in delivering customer success with Microsoft CRM.  Microsoft is pleased to honor Customer Effective with this award to not only recognize their ability to deliver results to their customers, but also to applaud their passion for delivering innovative Dynamics CRM industry solutions, providing customers with a choice of deployment options,” states Johneen R. Buffard, Sr. Partner Director, East Region Dynamics - Microsoft Business Solutions.  

About Customer Effective

Customer Effective is a leading innovator in relationship management and process automation solutions based on the Microsoft Dynamics CRM platform. The company is a Gold Certified National System Integrator having completed hundreds of Microsoft Dynamics CRM implementations and development projects. Recent CRM and Microsoft awards include recognition as the 2011 and 2010 East Region CRM Partner of the Year, the 2010 Worldwide CRM Partner of the Year Finalist, the 2009 Worldwide Microsoft Financial Services Partner of the Year, being named to the Microsoft Dynamics President’s Club from 2006 through 2010, recipient of the Microsoft Dynamics Inner Circle distinction in 2008 thru 2010 and a member of the 2008, 2010, 2011 Inc. 500|5000 list.  For more information, visit www.CustomerEffective.com

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